Ventus Energy review: 16% interest | €15,000 invested
No P2P platform is currently growing faster than Ventus Energy! You can earn 16% interest plus up to an additional 6% cashback bonuses here. With this offer, the company has already raised over 43 million euros in just one year! I’ve invested more than 15,000 euros and will share my experiences with Ventus Energy and the potential risks with you.
In brief:
- Ventus Energy is a Baltic energy company that finances its growth strategy through peer-to-peer investments. Your money helps fund the purchase and modernisation of solar power plants, wind farms and similar projects.
- In return, you’ll receive 16% interest, which can be boosted even further with regular bonuses!
- Drawbacks: The minimum deposit is a hefty €1,000, and there is a risk if the strategy doesn’t pay off.
- I have invested €15,000 and have had a very positive experience with Ventus Energy so far.
What is Ventus Energy?
A look at my P2P lending comparison shows that most platforms are structured in a fairly similar way. However, one provider stands out from the crowd: Ventus Energy follows its own unique approach, which has since become a model for various imitators.
Here, you invest directly in a young, successful company on a growth trajectory. Ventus Energy operates power stations for electricity and heat production, solar plants and other projects in the energy sector.
It recently became the first private company in the Baltic states to receive approval to build large-scale battery storage facilities for grid balancing. This demonstrates that Ventus Energy has rapidly become a key player in the energy market!
When you invest in this successful company, your money goes directly to the project operator and not to an intermediary, as is common with other P2P platforms. In return, you receive extremely high interest rates of currently 16 to 17% (depending on the project), which can be increased by a further 6% through bonus promotions. Of course, even the best investment is not without risk!
- These high interest rates are possible because you are investing in the highly lucrative energy sector. Power stations, solar installations, battery storage systems and the like can generate very high profits when in operation.
- The company buys older plants and optimises them, but also builds new systems itself.
- As energy is no longer being imported from Russia, there is significant price pressure on the Baltic electricity market – ideal conditions for Ventus Energy!
- Current events such as the attack on Iran and the resulting rise in oil prices could also be very positive for the company’s sustainable energy sources.
- Investors like you and me provide the interim financing (mezzanine loans) until larger investors come on board at a significantly lower interest rate.
It is difficult to compare this model with traditional personal loan platforms from my P2P lending ranking. A similar model is adopted by competitor FF Forest: here, too, you invest a high minimum amount in a company and receive very attractive interest rates in return.
| Foundation | August 2024 |
| Company headquarters: | Riga, Latvia |
| Management: | CEO Henrijs Jansons |
| Assets under management: | Over EUR 193 million |
| Financed credit volume: | Over EUR 4,7 million (12/2025) |
| Regulated: | Financial platform not regulated, energy projects are regulated |
| Annual report: | Company has not yet completed a financial year |
| Investors: | Over 3,700 private investors |
| Returns: | 16–17% + 1% cashback via my link + 5% cashback until the end of October |
| Buy-back guarantee: | Yes, after 90 days, hedged with company shares. Earlier project exit possible after an average of 6 months |
| Minimum investment amount: | 1.000 EUR |
| Auto-Invest: | No |
| Secondary market: | No |
| Tax certificate: | Yes |
| Bonus programmes: | Temporary additional interest of 5 % + 1 % bonus for 60 days if you register via my link |
The team behind Ventus Energy
With a company like Ventus Energy, we have to take a particularly close look at the management team – after all, their experience and skills will determine the company’s future success! A look at the people involved reveals that this is a kind of ‘all-star team’ in the Baltic P2P scene.
- CEO Henrijs Jansons is likely to be familiar to industry insiders from his work at Debitum. He led the provider of corporate loans back to success after a long dry spell, thereby demonstrating his talent.
You can find out more about the current status of the platform in my report on Debitum review. Spoiler: It is a very attractive provider, which recently even took first place in my P2P lending ranking!
- Tom Abele supported him with his marketing skills and also made the switch to Ventus Energy.
- The Chief Data Officer is Janis Timma, who previously worked for Crowdestor. Although this P2P platform has a poor reputation, the projects initiated by Timma yielded investors over 19% interest per annum. Payouts and repayments were always made on time, which was an absolute exception for Crowdestor! This is hardly surprising: all investments were made in the energy sector, an area in which Janis Timma has a great deal of experience and expertise, not least as the owner of a biomass power plant!
All in all, then, Ventus Energy boasts a top-class team, which I personally believe is fully capable of successfully managing such an ambitious project in the long term.
How the business model works
Ventus Energy does not operate like Mintos or other P2P marketplaces, where you lend your money to other individuals or businesses via an intermediary. Instead, it is the provider itself that runs the projects and into which you invest directly. The business model is correspondingly different.
It does not earn money from the interest and fees charged to borrowers. Quite the opposite: Ventus Energy must itself pay interest to investors like you and me, as well as to the banks involved, and generate this capital through its operational business.
- The power stations, solar plants, battery storage facilities and the like generate high revenues through their daily operations.
- The best result to date was achieved in December 2025, with over €1,300,000 in just one month!
- So here you are investing in an energy group that is already making money from its operations and already has valuable experience in this sector. This is not a theoretical concept!
- Another important source of income is subsidies: the European Union subsidises renewable energy production with large sums of money, from which Ventus Energy also benefits.
But if Ventus Energy already successfully operates power plants and solar facilities and receives subsidies, why are they offering investors high interest rates? The answer is simple: they want to grow and build and purchase additional facilities in order to develop a large and successful energy portfolio.
- The necessary capital will come in the long term from banks and other large investors, who will receive market interest rates in return.
- However, it may take a very long time to convince these investors and for the money to actually reach Ventus Energy.
- In the meantime, private investors like you and me are stepping in. We are much quicker to lend money.
- Through our crowd-sourcing, we are financing the projects in the meantime, allowing Ventus’ portfolio to grow more quickly.
In the near future, these very high interest rates will fall, as Ventus Energy is seeking significantly more favourable financing from banks and investment funds. If my positive experiences have inspired you and you’d like to invest in this energy company, you shouldn’t wait too long!
Investments with Ventus Energy
The projects available at Ventus Energy are usually offered in phases, so you can invest your money at any time and never have to wait too long for the first interest payments to arrive.
In addition to acquisitions and the construction of new plants, there are also optimisation projects designed to improve existing plants. You will receive comprehensive information about each project. The selection of data shows that Ventus Energy has a wealth of experience in the energy sector and knows exactly what it is doing.
- The interest rate for all projects is generally between 16 and 17%.
- This figure increases thanks to my sign-up bonus and the regular cashback offers. In theory, you could earn up to 23% a year!
- Since we make the money available directly to Ventus Energy for all projects, the selection is hardly relevant.
Ultimately, however, we are always investing in the company itself; which project we choose is secondary. If Ventus Energy’s ambitious strategy does not work out, our capital will be lost – regardless of which power plant or other project we have invested in!
One major disadvantage: you must have at least €1,000 available to invest in Ventus Energy. The high minimum amount is intended to ensure that only committed investors with sufficient capital get involved. For this reason, you will not find typical P2P lending features such as an auto-invest function.
Good to know:
There is the option of early exit. You can sell your investment at the earliest three months after joining – provided that another investor is interested!
The oil crisis and the war in Iran: the impact on Ventus Energy
The attack on Iran has triggered a new oil crisis with far-reaching consequences. Investors are feeling the effects too!
- Farmers in rural areas are having to spend significantly more on agricultural diesel and fertilisers, which could make repayments more difficult and put a strain on the platform.
- Anyone investing in consumer loans via a P2P platform such as Bondora, Monefit or Mintos is hoping for a swift end to the war. This is because the economic damage could increase default rates and drastically reduce demand for new loans.
- Providers such as FF Forest or Debitum, which do not directly offer consumer loans, can face the crisis with a little more composure; however, they too would feel the effects of a prolonged recession sooner or later.
Ventus Energy, however, occupies a special position: as the only provider in the Northern Finance P2P platform comparison, the company can benefit directly from the oil crisis! This is because the shortage of black gold is accompanied by rising electricity prices.
This is an ideal scenario for a supplier that generates electricity from renewable energy sources. Ventus has already been able to generate significantly higher revenues as a result. Many investors have already recognised this, which has led to a rise in investment.
However, it should be noted that: Ventus Energy also operates a small number of gas-fired power stations, which are suffering from rising gas prices. As the management explained to me in an exclusive interview, this is not a major problem – the power stations can simply remain shut down or be used only during periods of peak electricity prices.
Nevertheless, these power stations do somewhat reduce the potential windfall profits during the oil crisis. Overall, however, the current geopolitical situation is likely to remain very lucrative for Ventus Energy.
Register with Ventus Energy + get a bonus!
Have I sparked your interest and would you like to get involved in one of the most exciting financial projects of recent years? Then you should sign up straight away via the Northern Finance link and secure an extra bonus!
First, you’ll need to enter your name, email address and phone number, and choose a password.
Now it’s time for the usual verification via identity card or passport. Ventus Energy must carry out this step in order to comply with the requirements of the European Money Laundering Act.
The provider for authentication is ‘veriff’ and, according to my review, the entire process takes only a few seconds. You do NOT have to make a video call with a service representative; everything works automatically.
How to receive your bonus
There are currently two exciting bonuses available at Ventus Energy:
- You’ll receive 1% cashback if you sign up via the Northern Finance bonus link! One per cent of the money you invest here will therefore be refunded to you immediately in cash. You can then withdraw this amount or reinvest it, for example.
However, this bonus is only valid for the first 60 days after registration! To make the most of it, you should therefore invest a larger sum at the start.
- As a further extra, you’ll receive an additional 5% cashback! This bonus offer isn’t available all the time, but it pops up every now and then for a few weeks.
For every investment made during this period, you can therefore receive up to 5% of your money back into your account immediately.
For both bonuses, you need to do nothing more than top up your account after signing up and make an investment. You can see your refund immediately afterwards in your dashboard and use it as you wish.
Good to know:
If you have a particularly large amount of capital at your disposal, a loyalty bonus also awaits you: for investments over €100,000, you can earn 2% additional interest. However, due to the high sum involved, this is likely to be worthwhile for very few people.
My Ventus Energy review: How I earn 19.5% interest on my €15.000 investment
Based on my experience with the platform so far and my personal contact with the management team, I am fully convinced of Ventus Energy’s merits. That is why I have invested over €15,000 to date. Thanks to the very attractive interest rates and cashback bonuses, I have already earned over €3,000 in interest.
With a total value of €15,000, Ventus Energy is therefore one of the largest holdings in my portfolio.
Ventus Energy offers very high cashback bonuses that pay off straight away. However, if you’ve been invested in a project for several years, your return gradually decreases and settles between 16 and 17%. These cashback payments are also the reason why my return currently stands at 19.52%.
One of my first experiences with Ventus Energy was an investment in the “Powerhouse Daugavpils” project. Here you can see how I was immediately credited with a €150 cashback bonus for my €3,000:
The 5% cashback I received on my first investment of €3,000 is shown on the right-hand side under “Profit”.
With Ventus Energy, you receive your interest daily and can choose to withdraw it or have it automatically reinvested.
Good to know:
You can reinvest your earned interest or have it paid out. The withdrawal process takes approximately one working day.
Tax on your winnings
The tax situation is quite straightforward: Ventus Energy is based in Estonia, so no withholding tax is deducted from your profits. All you need to do is declare your earnings correctly on your tax return. You can find out how this works in my post on P2P tax returns.
A tax certificate is available in your account area with just a few clicks. All you need to do is select the desired period and you’ll receive your report straight away.
Good to know:
Companies can also open an account with Ventus Energy and receive the same high interest rates. In this case, the tax situation is, of course, different.
Ventus Energy Risk: Is my money safe here?
I won’t lie to you: Ventus Energy is a risky platform! The company is still young, and even though the management has a lot of experience in the industry, the future prospects are uncertain.
- The entire project is also extremely dependent on the energy market. Since February 2025, the Baltic states have no longer been connected to the Russian energy grid. Instead, further connections to Europe are now being established. Energy prices are likely to remain high in the foreseeable future.
- Fluctuations in the price of electricity and district heating or a reduction in EU subsidies would also have a significant impact on the company. The consumption of wood chips and gas is enormous, and price increases for raw materials could also have a significant negative impact on profitability.
- If the project goes wrong and there is a threat of insolvency, we private investors are at an additional disadvantage: We only get our money back once the banks (main investors) have been paid out.
How likely is the worst-case scenario, namely Ventus Energy going bankrupt? In my view, the company’s chances of success are very high! The current business figures confirm this: up to €300,000 is generated per week through the sale of heat and electricity. So the business model is already working very well!
Further reassurance comes from the very favourable purchase prices for many power stations and facilities, which result in a low loan-to-value ratio (debt burden on the assets).
Other investors also seem to be very positive: the average investment amount stands at an incredible €12,500 per person!
Good to know:
Towards the end of 2025, there was a rather bizarre smear campaign against Ventus Energy, during which serious allegations were made. However, it soon became clear that this was a personal vendetta. The company was able to refute the claims quickly and convincingly. I therefore do not view this episode as indicative of any real problems.
Regulation
Regulation by supervisory authorities is doubly important to us as investors: it demonstrates that the company is reputable and meets the key regulatory requirements. At the same time, regulatory oversight ensures greater security, as misconduct and problems can be identified at an early stage.
In this regard, Ventus Energy is positioned as follows:
- The investment platform itself is not regulated and there is therefore no deposit protection or similar benefits. However, this need not automatically be a warning sign: numerous P2P platforms, including Bondora, Monefit and Swaper, have been very successfully offering a combination of regulated companies and unregulated platforms for decades.
- The company has recently become an “Alternative Investment Fund” regulated by the Estonian authorities. This status entails, amongst other things, additional transparency requirements. Furthermore, the company will find it even easier to secure favourable bank loans in the future. Excellent news for us investors!
- On a practical level, as an energy company, it is also monitored by numerous authorities. The market is heavily regulated and not just anyone can simply acquire a power plant. This provides additional security, as we know that it is a legitimate, operationally active company.
Aktueller Stand bei Ventus Energy: 193 mio. € Portfoliowert?
In February 2026, Ventus Energy published its first annual report for the year 2025. Although this report has not been audited by an independent body and is therefore not entirely reliable, it does provide interesting insights into the structure of the energy portfolio.
It contains several interesting points:
- The entire portfolio is expected to provide 273 megawatts of energy in future
- However, 164 megawatts of this are currently still under development and not yet available
- Pre-tax profit is then expected to exceed €24 million per year
- The total portfolio value is expected to be €193 million
A multiplier is used to calculate the portfolio value, as it is difficult to determine the exact value of a power station. In this case, the figure was multiplied by 8 – a fair, and indeed somewhat conservative, figure for the energy sector.
However, a very large proportion – 164 of the targeted 273 megawatts – is still at the development stage. A lower multiplier must be applied to such projects, which in turn means that the portfolio valuation of €193 million is slightly too high.
What does this mean in concrete terms? Based on my experience with similar companies, the valuation of €193 million for Ventus Energy is currently still on the high side; however, this figure is by no means absurd or even cause for concern. Quite the contrary: if everything goes according to plan, this figure is likely to be significantly underestimated very soon.
The annual report and the company’s self-assessment appear very sound and realistic – I would have expected nothing less from Ventus Energy. Of course, however, even this report cannot guarantee that the business model will remain successful, as there is always a risk.
Advantages and disadvantages of Ventus Energy
Ventus Energy is a risky but also highly lucrative financial project. Its advantages and disadvantages are just as unique as its business model:
| Advantages: | Disadvantage: |
| Extremely high interest rates of up to 23% are currently available (16–17% interest + 5% cashback bonus + 1% Northern Finance sign-up bonus) | High risk due to the challenging industry |
| Experienced team that has already successfully managed other P2P platforms and power plants and is very knowledgeable about the energy sector | The energy market is notoriously volatile (raw material costs, energy prices, political situation, etc.). Security measures such as buy-back guarantees and early exit options are promises made by the company that are likely to be quickly withdrawn in an emergency. |
| Protective mechanisms such as buy-back guarantee and the option of early exit Investment in operational business with existing facilities that are already generating profits | Very high minimum investment of €1,000 per project |
| High transparency for all projects, plans and previous figures | High interest burden: The company urgently needs to secure cheaper bank loans in 2026, as mezzanine loans from us investors are simply too expensive |
| The power plants and solar installations were acquired at well below their value and have a low loan-to-value ratio. | The audited annual accounts are not yet available |
| A lucrative business sector. Ventus Energy is an exciting addition to an existing P2P portfolio and can, for example, serve as a Mintos alternative |
Alternatives to Ventus Energy
When it comes to finding similar products, the European market is rather limited: No other provider offers a direct investment in a company operating in the energy sector.
However, there are alternatives that offer similar benefits for investors:
1. Debitum
At Debitum you’ll find business loans offering interest rates of up to 15%. It is a P2P platform that connects you with external borrowers and is therefore fundamentally different from Ventus Energy. What both providers have in common, however, is that you invest in companies, which can be an exciting addition to your portfolio.
2. Lande
Another alternative is an investment in agriculture via the Lande platform. Here, you finance loans for farmers, for example to purchase seeds, cattle or farmland. Machinery, harvests or livestock usually serve as collateral.
You can expect a return of around 13% here.
I have described in more detail how well this works in practice in my reports on my Lande experiences.
3. FF Forest
The Latvian company FF Forest has adopted many key features from Ventus Energy: an operational business, direct investments, high minimum investment amounts, and attractive interest rates. However, rather than energy projects, the focus here is on forestry projects.
You can find out what to expect here and just how high the risks actually are in my FF Forest review.
What the community says about Ventus Energy
The Northern Finance community is divided in its opinion of Ventus Energy. Some members do not want to miss out on the high interest rates and have already invested money. Considering the high minimum amount of €1,000, this is an important sign of trust in the company!
Of course, there are also many investors who shy away from the considerable risk involved. This is completely understandable, as the combination of unclear prospects and large sums of money is potentially dangerous. I would advise people with rather small portfolios in particular not to invest large sums in Ventus Energy!
Conclusion on my Ventus Energy review: High interest rates and considerable risk
Ventus Energy is arguably the most lucrative company on the P2P market. Here, you can expect interest rates of 16 to 17% (depending on the project), which you can boost by a further 9% through a cashback bonus and the Northern Finance sign-up bonus!
Such figures are possible because the company operates in the energy sector and is growing rapidly there. Ventus Energy purchases, operates and optimises power stations, solar and wind farms, battery storage facilities and other energy projects in the Baltic States.
With the help of investors like us, it has been able to build up a large portfolio quickly: Ventus Energy currently operates facilities worth around €193 million.
At present, the company is benefiting significantly from high energy prices resulting from the oil crisis. The year 2026 – a critical year for the company, as its business model must prove itself and more favourable financing must be secured – could therefore turn out extremely well.
The experienced management team, which previously did an excellent job at Debitum, amongst other places, makes no secret of the risks: they present the figures, potential and risks in an exceptionally transparent manner.
I have invested over €15,000 so far and have had a positive experience with Ventus Energy. Interest is available daily and can be automatically reinvested or collected and paid out. Safeguards such as a buy-back guarantee or early project exit are also available.
Furthermore, Ventus Energy has recently become a licensed investment fund and, as such, is subject to additional oversight and strict regulations. Given the minimum investment of €1,000, this is an important step that should reassure many investors.
I consider Ventus Energy to be an extremely exciting proposition and arguably the most lucrative provider on the P2P market. Whilst it cannot compete with the large user base of competitors such as Mintos or Bondora, it is clearly ahead of the pack in the P2P world when it comes to interest rates!
FAQ – Frequently asked questions
