{"id":274358,"date":"2024-08-02T09:00:00","date_gmt":"2024-08-02T09:00:00","guid":{"rendered":"https:\/\/northern.finance\/unkategorisiert\/my-traderepublic-experiences-in-2024-problems-innovations-and-review\/"},"modified":"2026-08-15T05:04:11","modified_gmt":"2026-08-15T05:04:11","slug":"trade-republic","status":"publish","type":"post","link":"https:\/\/northern.finance\/en\/review\/trade-republic\/","title":{"rendered":"My Trade Republic review in 2026: problems, innovations and experiences"},"content":{"rendered":"\n<p class=\"wp-block-paragraph\">Things are moving fast at <strong>Trade Republic<\/strong>. With its new full banking licence, the fintech giant is now able to offer current accounts and debit cards, expanding far beyond its original brokerage model. The company\u2019s rapid growth and innovation are certainly impressive. However, this Trade Republic review also highlights the<strong> growing pains of such aggressive expansion<\/strong>. Many users are now encountering issues for the first time &#8211; from delayed transactions to customer service frustrations. In this <strong>Trade Republic review<\/strong>, we take a closer look at both the strengths and the setbacks of one of Europe&#8217;s most talked-about neobrokers.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><font style=\"vertical-align: inherit;\"><font style=\"vertical-align: inherit;\">But what is the situation really like, how good is the offer and what can you expect? Find out everything you need to know in my report &#8216;Trade Republic Review 2026!<\/font><\/font><\/p>\n\n\n\n<div>\n<div class=\"wp-block-group nf-info-boxen\">\n<div class=\"wp-block-group__inner-container\">\n<p class=\"nf-boxen-p-gut-zu-wissen\"><strong>In brief:<\/strong><\/p>\n<ul class=\"infobox-ul\">\n<li class=\"infobox-li\">Trade Republic is one of the most popular neo-brokers on the German-speaking market. Trading in stocks and shares is possible from \u20ac1.00.  <\/li>\n<li class=\"infobox-li\">The company has implemented its customers&#8217; own experiences and wishes and greatly expanded its 2026 range.<\/li>\n<li class=\"infobox-li\">Not everything went smoothly: technical difficulties, poor communication and an unattractive design met with little approval. However, they ultimately do not change the attractive offer. <\/li>\n<\/ul>\n<\/div><\/div><\/div>\n\n\n\n<h2 class=\"wp-block-heading\">Over 10 Million People Have Gained Experience \u2013 A Real Trade Republic Test<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Actually, <strong>no introduction is needed<\/strong>: if you\u2019ve ever invested in <a href=\"https:\/\/northern.finance\/en\/etf\/etfs-vs-funds-difference-use\/\">shares or ETFs<\/a>, chances are you&#8217;ve already had some experience with Trade Republic. With <strong>over 10 million users in Europe<\/strong> and more than four million worldwide, the platform has quickly become one of the <strong>most widely used brokers in Europe<\/strong>. According to the company, it is now <strong>Europe\u2019s largest broker<\/strong> &#8211; a key point in any serious <strong>review<\/strong>.<\/p>\n\n\n<div class=\"wp-block-image\">\n<figure class=\"aligncenter size-large is-resized\"><img decoding=\"async\" width=\"1024\" height=\"694\" src=\"https:\/\/northern.finance\/wp-content\/uploads\/2024\/08\/Trade-Republic-EN-1024x694.png\" alt=\"\" class=\"wp-image-311427\" style=\"width:539px;height:auto\" srcset=\"https:\/\/northern.finance\/wp-content\/uploads\/2024\/08\/Trade-Republic-EN-1024x694.png 1024w, https:\/\/northern.finance\/wp-content\/uploads\/2024\/08\/Trade-Republic-EN-300x203.png 300w, https:\/\/northern.finance\/wp-content\/uploads\/2024\/08\/Trade-Republic-EN-768x521.png 768w, https:\/\/northern.finance\/wp-content\/uploads\/2024\/08\/Trade-Republic-EN.png 1075w\" sizes=\"(max-width: 1024px) 100vw, 1024px\" \/><\/figure>\n<\/div>\n\n\n<p class=\"wp-block-paragraph\">For those unfamiliar or looking for a quick refresher: <strong>Trade Republic<\/strong> is a Berlin-based <strong>online broker<\/strong> that revolutionized access to the stock market. Since its launch in 2019, it has offered easy, low-cost investments in shares, <strong>ETFs<\/strong>, and other exchange-traded products through its intuitive trading app.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">In 2025, Trade Republic took a major step forward by receiving a <strong>full banking licence<\/strong> from BaFin, Germany\u2019s financial regulatory authority. This upgrade allows it to offer banking services like <strong>current accounts<\/strong>, though its primary focus remains on <strong>stock trading and securities accounts<\/strong>.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">What sets Trade Republic apart is its <strong>ultra-low cost structure<\/strong>: users can trade shares and ETFs for just <strong>\u20ac1 per transaction<\/strong>. The platform also offers access to derivatives, though only a small percentage of customers actively trade these more volatile instruments.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">A major reason for the app\u2019s popularity is the <strong>free ETF and share <a href=\"https:\/\/northern.finance\/en\/etf\/trade-republic-plan-recommendation\/\">savings plans<\/a><\/strong>, which allow users to automate their investments with zero fees. For many, this has become a cornerstone of their <strong>wealth-building strategy<\/strong>.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">After more than five years in the market, Trade Republic has gained a wealth of experience and continues to compete aggressively in the crowded online broker space. With new features and continuous improvements, the company is positioning itself strongly &#8211; though it\u2019s important to also consider <strong>Trade Republic alternatives<\/strong>, especially if you value advanced trading tools or premium customer support. That said, <strong>with over 100,000 new users joining every month<\/strong>, it\u2019s clear that Trade Republic continues to attract both new and experienced investors alike.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><\/p>\n\n\n\n<h3 class=\"wp-block-heading\">Trade Republic Basics: What You Get and How It Compares<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">In this updated <strong>Trade Republic review<\/strong>, it\u2019s clear that the platform is especially well-suited for those with <strong>little or no prior investing experience<\/strong>. If you&#8217;re looking to <strong>start investing smartly<\/strong>, Trade Republic offers a <strong>clean, intuitive interface<\/strong> and <strong>minimal trading fees<\/strong>, making it one of the most <a href=\"https:\/\/northern.finance\/en\/learn-how-to-invest\/investing-for-beginners\/\">beginner-friendly<\/a> brokers on the market. Yet, even <strong>experienced investors<\/strong> can benefit from its efficient and cost-effective structure.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">As highlighted in more than one <strong>test<\/strong>, users enjoy <strong>free custody accounts<\/strong>, with fees only applied when executing trades. The platform\u2019s <strong>low-cost model<\/strong> is made possible by limiting all trades to a <strong>single trading venue<\/strong> &#8211; the Lang &amp; Schwarz Exchange.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">While this may seem restrictive at first glance, it\u2019s rarely a limitation for most <strong>long-term investors<\/strong> focused on <strong>asset accumulation and ETF <a href=\"https:\/\/northern.finance\/en\/learn-how-to-invest\/create-a-savings-plan\/\" data-type=\"link\" data-id=\"https:\/\/northern.finance\/en\/learn-how-to-invest\/create-a-savings-plan\/\">savings plans<\/a><\/strong>. However, if you&#8217;re targeting <strong>less common international stocks, niche markets<\/strong>, or need access to <strong>advanced trading tools<\/strong> like margin, options, or leverage, it may be worth exploring a <strong>Trade Republic alternative<\/strong>. Fortunately, many online brokers today offer <strong>free secondary accounts<\/strong>, so diversifying your options comes with <strong>no extra fees<\/strong>.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">From my own experience, combining <strong>Trade Republic with CapTrader<\/strong> has worked exceptionally well &#8211; giving me the low-cost benefits of TR and the global reach of a more advanced platform. Other noteworthy <strong>Trade Republic alternatives<\/strong> include <strong><a href=\"https:\/\/northern.finance\/en\/review\/freedom24\/\">Freedom24<\/a><\/strong> and <strong>Monefit<\/strong>, especially if you want access to <strong>IPO participation, global exchanges<\/strong>, or broader asset classes.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><\/p>\n\n\n\n<p class=\"wp-block-paragraph\">In my personal setup, <strong>The broker<\/strong> serves as my go-to broker for <strong>ETFs, savings plans<\/strong>, and <strong>blue-chip stocks<\/strong> &#8211; all for just <strong>\u20ac1 per trade<\/strong> and with <strong>free investment plans<\/strong>. When I need to trade <strong>less common assets or explore other markets<\/strong>, platforms like CapTrader and Monefit fill the gap perfectly.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">That said, one area where <strong>Trade Republic consistently falls short<\/strong> &#8211; as confirmed in every detailed <strong>Trade Republic test<\/strong> &#8211; is customer support. Like many <strong>neo-brokers<\/strong>, it relies on <strong>automated replies, chatbots<\/strong>, and extensive FAQs rather than live, personalized service.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">However, this isn\u2019t an issue unique to Trade Republic. The lack of direct customer support is a <strong>common trade-off among low-cost brokers<\/strong>. If you consider <strong>responsive, human support a top priority<\/strong>, this might be your cue to consider a <strong>Trade Republic alternative<\/strong> with better service options.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">Shares and ETFs in This Trade Republic Review<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">In this <strong>Trade Republic review<\/strong>, the platform has significantly expanded its offering, now featuring around <strong>8,500 stocks<\/strong>, up from the initial <strong>7,500<\/strong>. Along with this, <strong>2,200 ETFs<\/strong> are available, making it a solid option for investors. Based on my <strong>test<\/strong>, I found that most of the major stocks can be easily accessed here. However, if you&#8217;re interested in <strong>exotic stocks<\/strong> or niche <strong>ETFs<\/strong>, you might encounter some limitations.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Out of the <strong>8,500 securities<\/strong> on offer, about <strong>2,700<\/strong> are available through an <strong>equity <a href=\"https:\/\/northern.finance\/en\/learn-how-to-invest\/create-a-savings-plan\/\" data-type=\"link\" data-id=\"https:\/\/northern.finance\/en\/learn-how-to-invest\/create-a-savings-plan\/\">savings plan<\/a><\/strong>. One of the key advantages is that Trade Republic allows you to purchase <strong>fractional shares<\/strong>, which can be a great way to <a href=\"https:\/\/northern.finance\/en\/learn-how-to-invest\/invest-correctly\/\" data-type=\"link\" data-id=\"https:\/\/northern.finance\/en\/learn-how-to-invest\/invest-correctly\/\">invest <\/a>in <strong>expensive securities<\/strong> at a low entry cost. However, note that you won\u2019t have voting rights, such as attending a general meeting, until you own a whole share.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">An interesting feature is the diversity of <strong><a href=\"https:\/\/northern.finance\/en\/etf\/trade-republic-plan-recommendation\/\">ETFs<\/a><\/strong> available on the platform. Out of the <strong>2,200 ETFs<\/strong>, around <strong>1,500 focus on equities<\/strong>, <strong>550 on bonds<\/strong>, <strong>30 on commodities<\/strong>, and another <strong>30 on real estate<\/strong>. This broad range provides <strong>numerous strategic options<\/strong> for both novice and experienced investors. For instance, if you\u2019re new to <strong>commodities<\/strong> but want to benefit from this asset class, starting with commodity-focused <strong>ETFs<\/strong> is an excellent entry point.<\/p>\n\n\n\n<figure class=\"wp-block-table\"><table><tbody><tr><td>ETF Type<\/td><td>Figures<\/td><\/tr><tr><td>equity ETFs<\/td><td>About 1,500<\/td><\/tr><tr><td>bond ETFs<\/td><td>About 550<\/td><\/tr><tr><td>commodity ETFs<\/td><td>30<\/td><\/tr><tr><td>property ETFs<\/td><td>30<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<p class=\"wp-block-paragraph\">The platform also partners with top ETF providers, including <strong>Vanguard<\/strong>, <strong>HSBC<\/strong>, <strong>Van Eck<\/strong>, <strong>Xtrackers<\/strong>, and <strong>iShares<\/strong>. For many investors, the <strong><a href=\"https:\/\/northern.finance\/en\/etf\/evaluate-etfs\/\">wide range of ETFs<\/a><\/strong> is not a primary concern, but it certainly offers <strong>cost-saving opportunities<\/strong>. Different issuers offer <strong>varied fee structures<\/strong>, which can help lower overall investment costs.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">When placing an order, you can choose between a <strong>market order<\/strong> (immediate execution at the best available price) or a <strong>limit order<\/strong> (execution at the price you specify). While <strong>market orders<\/strong> may sometimes be more expensive, they offer instant execution. <strong>Limit orders<\/strong> allow you to control the price, but if the specified price is not met, your order won\u2019t be executed. Although other brokers may offer a broader range of order types, the options are typically sufficient for most individual investors. <strong>Problems only arise if you&#8217;re looking to actively trade<\/strong> or require more complex order types.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">What\u2019s particularly appealing is that all <strong>2,200 ETFs<\/strong> are available for <strong>free<\/strong> as part of an <strong>ETF savings plan<\/strong>. The usual <strong>\u20ac1.00 fee<\/strong> is waived for savings plans, and you can set the frequency of your investment &#8211; whether weekly, biweekly, monthly, or quarterly. Plus, you can start with as little as <strong>\u20ac1.00 per purchase<\/strong>.<\/p>\n\n\n<div class=\"wp-block-image\">\n<figure class=\"aligncenter size-full\"><img decoding=\"async\" width=\"441\" height=\"958\" src=\"https:\/\/northern.finance\/wp-content\/uploads\/2024\/08\/execution-intervals-for-trade-republic-saving-plans.webp\" alt=\"execution-intervals-for-trade-republic-saving-plans\" class=\"wp-image-292267\" srcset=\"https:\/\/northern.finance\/wp-content\/uploads\/2024\/08\/execution-intervals-for-trade-republic-saving-plans.webp 441w, https:\/\/northern.finance\/wp-content\/uploads\/2024\/08\/execution-intervals-for-trade-republic-saving-plans-138x300.webp 138w\" sizes=\"(max-width: 441px) 100vw, 441px\" \/><figcaption class=\"wp-element-caption\">Four execution intervals are available for savings plans.<\/figcaption><\/figure>\n<\/div>\n\n\n<p class=\"wp-block-paragraph\">Moreover, Trade Republic offers convenient options for managing your investments. You can easily have the money debited via <strong>direct debit<\/strong>. While <strong>Trade Republic<\/strong> encourages users to set up a current account with them for all financial transactions, it remains a flexible platform for investors seeking simplicity and low-cost trading<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><\/p>\n\n\n\n<h3 class=\"wp-block-heading\">New Bonds at Trade Republic: What\u2019s Now Available<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Bonds are often seen as <strong>boring investments<\/strong>, but this is a misconception! While government bonds (like those from <strong>Germany<\/strong>) are usually safe but offer minimal returns, <strong>Trade Republic<\/strong> gives you access to a wide range of more exciting <strong>bond alternatives<\/strong>.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Currently, <strong>Trade Republic<\/strong> offers just over <strong>600 bonds<\/strong>, which, while not overwhelming, is a solid selection. For comparison, <strong>Xetra<\/strong> in Frankfurt lists over <strong>5,000 government bonds<\/strong> and more than <strong>10,000 corporate bonds<\/strong>. So, while the bond offering is somewhat limited at <strong>Trade Republic<\/strong>, it\u2019s still a great starting point for beginners.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Based on my <strong>test<\/strong>, this platform is ideal for those looking to gain initial experience in bonds. You can easily add bonds to your portfolio, which can provide additional <strong>portfolio diversification<\/strong> and <strong>security<\/strong>. This is a valuable feature that not many other brokers offer.<\/p>\n\n\n<div class=\"wp-block-image\">\n<figure class=\"aligncenter size-full is-resized\"><img decoding=\"async\" width=\"441\" height=\"960\" src=\"https:\/\/northern.finance\/wp-content\/uploads\/2024\/08\/bonds-offer-trade-republic.webp\" alt=\"bonds offer trade republic\" class=\"wp-image-292272\" style=\"width:327px;height:auto\" srcset=\"https:\/\/northern.finance\/wp-content\/uploads\/2024\/08\/bonds-offer-trade-republic.webp 441w, https:\/\/northern.finance\/wp-content\/uploads\/2024\/08\/bonds-offer-trade-republic-138x300.webp 138w\" sizes=\"(max-width: 441px) 100vw, 441px\" \/><figcaption class=\"wp-element-caption\">The app offers around 600 bonds.<\/figcaption><\/figure>\n<\/div>\n\n\n<p class=\"wp-block-paragraph\">One of the key benefits of investing in bonds &#8211; particularly in times of falling interest rates &#8211; is the potential for <strong>capital gains<\/strong>. As bonds are traded on the stock exchange, their prices fluctuate. When the base rate drops, older bonds with higher interest rates become more attractive, causing their prices to rise. Thus, while the interest rate may be low, the possibility of price gains is a major incentive for many investors to turn to this asset class.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">At <strong>Trade Republic<\/strong>, you can start investing in bonds from as little as <strong>\u20ac1.00<\/strong>, making it an accessible way to begin your journey into fixed-income securities. The platform also offers <strong>savings plans<\/strong> for bond purchases, adding another layer of flexibility for investors. This is particularly advantageous for those new to bonds and looking for a low-cost, <a href=\"https:\/\/northern.finance\/en\/etf\/etf-total-loss-lose-all-your-assets\/\">low-risk entry point<\/a>.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">However, be cautious: the <strong>small investment amounts<\/strong> are possible because you are buying <strong>fractional bonds<\/strong> rather than full bonds. This means you don\u2019t actually own the entire bond. If something goes wrong at <strong>Trade Republic<\/strong>, such as a potential insolvency (though highly unlikely due to the company\u2019s <strong>full banking license granted in 2024<\/strong>), it could negatively affect your investment. Still, with the protections in place, the risk of bankruptcy is minimal.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"> The platform offers an<strong> <\/strong>alternative to more traditional brokers, allowing investors to profit from bonds with <strong>small amounts<\/strong> and benefit from <strong>savings plans<\/strong>. While there are some trade-offs, such as a <strong>smaller selection of bonds<\/strong> and not owning the entire bond, the platform\u2019s flexibility and low fees make it an attractive option for those looking to explore bond investments.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">Trade Republic Call Money: Earn Interest on Idle Capital<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">As early as <strong>2023<\/strong>, it made waves in the investment community by offering interest on uninvested capital &#8211; a rare feature among neo-brokers. It was one of the first to pay <strong>2% p.a.<\/strong> on unused funds, a move that caught the attention of many. This interest rate was limited to <strong>\u20ac50,000<\/strong> and, at the time, offered an <strong>attractive return<\/strong> for those with idle cash.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">However, in light of changes in the key interest rate and the evolving financial landscape, the <strong>2%<\/strong> rate no longer stands out as it once did. That said, earning <strong>extra interest<\/strong> on unneeded capital is still a benefit, especially when rates are low across the board. As reflected in my <strong>Trade Republic test<\/strong>, while the rate may not be as impressive today, it still adds value in certain scenarios.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">There are often times when <strong>cash sits idle<\/strong> in your account, whether you&#8217;re waiting for the right time to make a purchase or simply holding funds for future use. In these cases, the interest rate of <strong>2%<\/strong> was quite attractive &#8211; even if it\u2019s now a bit less remarkable. But, getting some interest on your idle money is always better than nothing.<\/p>\n\n\n<div class=\"wp-block-image\">\n<figure class=\"aligncenter size-full is-resized\"><img decoding=\"async\" width=\"443\" height=\"958\" src=\"https:\/\/northern.finance\/wp-content\/uploads\/2024\/08\/interest-trade-republic.webp\" alt=\"\" class=\"wp-image-292277\" style=\"width:400px;height:auto\" srcset=\"https:\/\/northern.finance\/wp-content\/uploads\/2024\/08\/interest-trade-republic.webp 443w, https:\/\/northern.finance\/wp-content\/uploads\/2024\/08\/interest-trade-republic-139x300.webp 139w\" sizes=\"(max-width: 443px) 100vw, 443px\" \/><figcaption class=\"wp-element-caption\">You only start earning interest when you activate the feature.<\/figcaption><\/figure>\n<\/div>\n\n\n<p class=\"wp-block-paragraph\">To start earning interest with <strong>Trade Republic<\/strong>, you first need to activate the feature. Your funds are then transferred to a partner bank like <strong>Solarisbank<\/strong> or <strong>Citigroup<\/strong>. It&#8217;s important to note that <strong>Citigroup<\/strong>, based in <strong>Ireland<\/strong>, falls under the Irish deposit guarantee scheme. In the event of a bank insolvency, you could recover up to 90% of your funds, capped at \u20ac20,000. This is notably lower than the <strong>German deposit guarantee<\/strong> of \u20ac100,000, which could be a concern for some investors.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">From my <strong>Trade Republic review<\/strong>, I can say that such insolvencies are rare, but the risk is still there, as we saw during the <strong>2008 banking crisis<\/strong>. For now, this lower protection only applies to the <strong>interest offer<\/strong>. All other services are based in Germany and are monitored by BaFin, providing the stronger protection of the <strong>German deposit insurance<\/strong>.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">It&#8217;s also worth mentioning that it reserves the right to change or even suspend its interest rate offers at any time. In fact, after recently obtaining a full banking license, it&#8217;s expected that <strong>Trade Republic<\/strong> will manage the interest offers in-house, removing the need for manual registration with external banks. This should eventually eliminate the risks associated with the <strong>Irish deposit guarantee scheme<\/strong>.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">For those who prefer not to opt into the <strong>2% offer<\/strong>, there\u2019s still an option to earn interest at a rate of <strong>2%<\/strong> on non-invested capital. While this rate may seem insignificant, it provides a small return on idle funds, which is better than letting the money sit without earning anything.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">If you\u2019re exploring <strong>neo-brokers<\/strong>, it\u2019s worth considering <strong>this broker<\/strong> as an option for interest on uninvested funds. However, if the limitations of their interest offer or customer protections concern you, looking into a <strong>Trade Republic alternative<\/strong> might be a better choice for some.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>Looking for the best neo-broker?<\/strong> Check out our <strong>comparison of <a href=\"https:\/\/northern.finance\/en\/review\/scalable-capital\/\">Scalable Capital<\/a> vs Trade Republic<\/strong> to find out which platform works best for your investment needs!<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">Problems and Negative Reviews: A Critical Part of Any Trade Republic Test<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\"><font style=\"vertical-align: inherit;\"><font style=\"vertical-align: inherit;\">Let\u2019s address what has become one of the most <strong>crucial aspects of this Trade Republic review<\/strong>: the platform\u2019s ongoing problems. Since <strong>spring 2024<\/strong>, <strong>Trade Republic<\/strong> has faced a wave of issues that continue to affect its operations &#8211; and its reputation. These are not isolated incidents, but rather a <strong>pattern of technical and operational failures<\/strong> across multiple areas. As a result, <strong>Trade Republic\u2019s rating on review platforms like TrustPilot has dropped sharply<\/strong>, raising red flags among both new and experienced investors.<\/font><\/font><\/p>\n\n\n\n<p class=\"wp-block-paragraph\">For months, we have been inundated with a flood of bad reviews. The reasons for this are:  <\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Customers report <strong>difficulties in transferring money<\/strong> and sometimes have to wait months for the capital to arrive somewhere. <\/li>\n\n\n\n<li><strong>Dividend payments<\/strong> that used to be credited to securities accounts within hours <strong>now take several days.<\/strong> <\/li>\n\n\n\n<li>A <strong>securities account transfer<\/strong> (transferring <a href=\"https:\/\/northern.finance\/en\/etf\/shares-or-etfs-the-better-choice\/\" data-type=\"link\" data-id=\"https:\/\/northern.finance\/en\/etf\/shares-or-etfs-the-better-choice\/\">shares or ETFs<\/a> from one securities account to another) <strong>can take several months<\/strong>.<\/li>\n\n\n\n<li><strong><font style=\"vertical-align: inherit;\"><font style=\"vertical-align: inherit;\">Problems and uncertainties in <a href=\"https:\/\/northern.finance\/en\/etf\/top-crypto-etfs-in-comparison\/\">crypto trading<\/a><\/font><\/font><\/strong><font style=\"vertical-align: inherit;\"><font style=\"vertical-align: inherit;\"> , as the company recently wanted to exclude three altcoins from trading within 24 hours, but then offered them again.<\/font><\/font><\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\">While these issues might seem manageable on their own, they are compounded by one major, recurring problem: <strong>Trade Republic\u2019s customer service is widely considered inadequate<\/strong>. Support is only available via email, with <strong>extremely long response times<\/strong>, and when answers do arrive, they\u2019re often <strong>copy-pasted responses from the FAQ section<\/strong>, offering little to no real help.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">This leads to an important question at the heart of every <strong>Trade Republic review<\/strong>:<br><strong>Can you trust a bank that isn\u2019t reliably accessible when issues arise?<\/strong><br>For many users, the current answer is <strong>no<\/strong>.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Worsening the situation is <strong>Trade Republic\u2019s communication style<\/strong>, which many customers describe as dismissive and unhelpful. Instead of acknowledging user concerns, the company often falls back on legal disclaimers and denies responsibility. A striking example of this was the <strong>delayed dividend payments<\/strong>, where the company simply stated that no laws were broken \u2014 without offering any apology or corrective action.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Long-time users may not be surprised by these patterns. During the <strong>GameStop short squeeze in 2021<\/strong>, <strong>Trade Republic temporarily blocked stock purchases<\/strong>, sparking outrage and leading to over <strong>4,000 complaints filed with BaFin<\/strong>, Germany\u2019s financial regulatory authority.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Fast forward to 2024, and history is repeating itself. Thousands of complaints have again been lodged with BaFin. In response, the regulator has initiated a formal investigation into <strong>Trade Republic\u2019s practices<\/strong>. While fines may follow, a more likely outcome &#8211; as seen in similar cases &#8211; is that <strong>BaFin could restrict Trade Republic from taking on new customers<\/strong> until operational and support issues are resolved.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">For investors seeking a <strong>more stable platform with responsive service<\/strong>, this is a clear signal to <strong>consider a Trade Republic alternative<\/strong>. Choosing the right broker isn&#8217;t just about features or costs &#8211; it\u2019s also about reliability and trust.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">How I Personally Invest with Trade Republic<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">I\u2019ve been actively investing with <strong>Trade Republic<\/strong> for many years &#8211; almost since its launch. Over time, my portfolio has grown steadily through consistent deposits, dividend reinvestment, and capital gains. As of today, my holdings on the platform are valued at over <strong>\u20ac15,000<\/strong>, making this a long-term <strong>Trade Republic test<\/strong> I can speak about from personal experience.<\/p>\n\n\n<div class=\"wp-block-image\">\n<figure class=\"aligncenter size-full is-resized\"><img decoding=\"async\" width=\"443\" height=\"960\" src=\"https:\/\/northern.finance\/wp-content\/uploads\/2024\/08\/earning-trade-republic.webp\" alt=\"Over the years, my portfolio has grown to a considerable size.\" class=\"wp-image-292282\" style=\"width:319px;height:auto\" srcset=\"https:\/\/northern.finance\/wp-content\/uploads\/2024\/08\/earning-trade-republic.webp 443w, https:\/\/northern.finance\/wp-content\/uploads\/2024\/08\/earning-trade-republic-138x300.webp 138w\" sizes=\"(max-width: 443px) 100vw, 443px\" \/><figcaption class=\"wp-element-caption\">Over the years, my portfolio has grown to a considerable size.Over the years, my portfolio has grown to a considerable size.<\/figcaption><\/figure>\n<\/div>\n\n\n<p class=\"wp-block-paragraph\">My <a href=\"https:\/\/northern.finance\/en\/etf\/70-30-portfolio-will-this-pay-off\/\">investment strategy<\/a> with <strong>Trade Republic<\/strong> is quite straightforward. I primarily use the <strong>mobile app<\/strong> to purchase <strong>stocks and ETFs<\/strong> that I plan to hold for the <strong>medium to long term<\/strong>. I rely on a mix of <strong>limit orders<\/strong> for direct purchases and <strong>automated savings plans<\/strong>, which I consider a great tool for disciplined investing. In this way, I would describe myself as a typical user focused on <strong>slow and steady wealth accumulation<\/strong> &#8211; nothing flashy, but consistently effective.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Throughout my years using the platform, I\u2019ve had <strong>only positive experiences<\/strong>. I\u2019ve never encountered any technical issues such as crashes, login errors, or downtime in the app. Every transaction has been executed smoothly, and <strong>deposits and withdrawals have been fast and hassle-free<\/strong> &#8211; something I\u2019ve come to appreciate in this ongoing <strong>Trade Republic review<\/strong>.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">That said, I\u2019ve been fortunate not to need customer service so far. However, based on user feedback and what many other investors report in their <strong>Trade Republic tests<\/strong>, it&#8217;s clear that <strong>customer support remains a weak point<\/strong>. If a problem were to arise, I understand I might face <strong>long waiting times<\/strong> and limited direct support. This is the trade-off you accept when using a <strong>low-cost online broker<\/strong> like Trade Republic.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">In short, my experience with <strong>Trade Republic<\/strong> has been overwhelmingly positive &#8211; but I acknowledge that this might not be the case for everyone. If you&#8217;re someone who prioritizes <strong>dedicated support and faster resolutions<\/strong>, you may want to explore a <strong>Trade Republic alternative<\/strong> that offers more robust customer service.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><\/p>\n\n\n\n<h2 class=\"wp-block-heading\">Final Thoughts from My Trade Republic Review: A Low-Cost Broker with Issues<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">To wrap up this <strong>Trade Republic review<\/strong>, the platform still holds its ground as one of the <strong>leading neobrokers in the DACH region<\/strong>. It remains particularly attractive to <strong>beginner investors<\/strong> focused on <strong>long-term wealth building<\/strong> through <strong>cost-effective strategies<\/strong>. With access to <strong>over 8,500 stocks<\/strong>, <strong>2,200 ETFs<\/strong>, <strong>600 bonds<\/strong>, and various <strong>derivatives<\/strong> &#8211; all at a <strong>flat \u20ac1 fee per trade<\/strong> &#8211; <strong>Trade Republic<\/strong> offers one of the most affordable entry points into the world of investing.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">A major highlight is the <strong>free ETF savings plans<\/strong>, which require no fees and can be started with as little as \u20ac1. On top of that, <strong>idle funds earn up to 2% interest<\/strong> &#8211; or <strong>2% interest<\/strong> if deposited with <strong>partner banks<\/strong> (up to \u20ac50,000). For investors seeking to <strong>grow their portfolio passively<\/strong>, this is a compelling feature that many <strong>Trade Republic alternatives<\/strong> do not yet offer.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">That said, no <strong>Trade Republic test<\/strong> would be complete without acknowledging the <strong>ongoing issues<\/strong> that have surfaced since 2024. Users have reported <strong>delays in deposits and withdrawals<\/strong>, <strong>late dividend payments<\/strong>, and <strong>instability in crypto trading<\/strong>. Perhaps most concerning, however, is the platform\u2019s <strong>poor customer service<\/strong>, which has led to a surge in <strong>negative reviews<\/strong> and growing concerns over the platform\u2019s reliability.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Despite these setbacks, <strong>Trade Republic<\/strong> continues to be a viable choice &#8211; especially for those <strong>just <a href=\"https:\/\/northern.finance\/en\/learn-how-to-invest\/when-to-start-with-shares\/\">beginning<\/a> their investment journey<\/strong>. Its <strong>BaFin-approved banking license<\/strong>, combined with a growing suite of features, positions the broker for future success. However, if reliability and support are top priorities, it may be worth exploring a <strong>Trade Republic alternative<\/strong> that offers <strong>more robust infrastructure and faster client service<\/strong>.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">In short, <strong>Trade Republic<\/strong> remains a <strong>low-cost broker with strong potential<\/strong>, but only time will tell if it can <strong>address its current shortcomings<\/strong> and maintain investor trust in the long run.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">FAQ &#8211; Frequently asked questions about Trade Republic review<\/h3>\n\n\n<div class=\"wp-block-uagb-faq uagb-faq__outer-wrap uagb-block-b9d4f356 uagb-faq-icon-row uagb-faq-layout-accordion uagb-faq-expand-first-true uagb-faq-inactive-other-true uagb-faq__wrap uagb-buttons-layout-wrap uagb-faq-equal-height     \" data-faqtoggle=\"true\" role=\"tablist\"><div class=\"wp-block-uagb-faq-child uagb-faq-child__outer-wrap uagb-faq-item uagb-block-381f7695 \" role=\"tab\" tabindex=\"0\"><div class=\"uagb-faq-questions-button uagb-faq-questions\">\t\t\t<span class=\"uagb-icon uagb-faq-icon-wrap\">\n\t\t\t\t\t\t\t\t<svg xmlns=\"https:\/\/www.w3.org\/2000\/svg\" viewBox= \"0 0 448 512\"><path d=\"M432 256c0 17.69-14.33 32.01-32 32.01H256v144c0 17.69-14.33 31.99-32 31.99s-32-14.3-32-31.99v-144H48c-17.67 0-32-14.32-32-32.01s14.33-31.99 32-31.99H192v-144c0-17.69 14.33-32.01 32-32.01s32 14.32 32 32.01v144h144C417.7 224 432 238.3 432 256z\"><\/path><\/svg>\n\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t<span class=\"uagb-icon-active uagb-faq-icon-wrap\">\n\t\t\t\t\t\t\t\t<svg xmlns=\"https:\/\/www.w3.org\/2000\/svg\" viewBox= \"0 0 448 512\"><path d=\"M400 288h-352c-17.69 0-32-14.32-32-32.01s14.31-31.99 32-31.99h352c17.69 0 32 14.3 32 31.99S417.7 288 400 288z\"><\/path><\/svg>\n\t\t\t\t\t\t\t<\/span>\n\t\t\t<span class=\"uagb-question\"><strong>Is Trade Republic reputable?<\/strong><\/span><\/div><div class=\"uagb-faq-content\"><p>It is a licensed German bank and broker that offers easy and affordable access to the stock markets. However, disastrous customer service and various other problems have recently led to bad reviews and complaints.  <\/p><\/div><\/div><div class=\"wp-block-uagb-faq-child uagb-faq-child__outer-wrap uagb-faq-item uagb-block-9c47ef5c \" role=\"tab\" tabindex=\"0\"><div class=\"uagb-faq-questions-button uagb-faq-questions\">\t\t\t<span class=\"uagb-icon uagb-faq-icon-wrap\">\n\t\t\t\t\t\t\t\t<svg xmlns=\"https:\/\/www.w3.org\/2000\/svg\" viewBox= \"0 0 448 512\"><path d=\"M432 256c0 17.69-14.33 32.01-32 32.01H256v144c0 17.69-14.33 31.99-32 31.99s-32-14.3-32-31.99v-144H48c-17.67 0-32-14.32-32-32.01s14.33-31.99 32-31.99H192v-144c0-17.69 14.33-32.01 32-32.01s32 14.32 32 32.01v144h144C417.7 224 432 238.3 432 256z\"><\/path><\/svg>\n\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t<span class=\"uagb-icon-active uagb-faq-icon-wrap\">\n\t\t\t\t\t\t\t\t<svg xmlns=\"https:\/\/www.w3.org\/2000\/svg\" viewBox= \"0 0 448 512\"><path d=\"M400 288h-352c-17.69 0-32-14.32-32-32.01s14.31-31.99 32-31.99h352c17.69 0 32 14.3 32 31.99S417.7 288 400 288z\"><\/path><\/svg>\n\t\t\t\t\t\t\t<\/span>\n\t\t\t<span class=\"uagb-question\"><strong>What is the catch with Trade Republic?<\/strong><\/span><\/div><div class=\"uagb-faq-content\"><p>In return for the favourable conditions, you have to accept compromises: the selection of stocks and ETFs is limited, there is only one marketplace, user data is tapped and sold, and customer service is extremely slow. <\/p><\/div><\/div><div class=\"wp-block-uagb-faq-child uagb-faq-child__outer-wrap uagb-faq-item uagb-block-30a82a35 \" role=\"tab\" tabindex=\"0\"><div class=\"uagb-faq-questions-button uagb-faq-questions\">\t\t\t<span class=\"uagb-icon uagb-faq-icon-wrap\">\n\t\t\t\t\t\t\t\t<svg xmlns=\"https:\/\/www.w3.org\/2000\/svg\" viewBox= \"0 0 448 512\"><path d=\"M432 256c0 17.69-14.33 32.01-32 32.01H256v144c0 17.69-14.33 31.99-32 31.99s-32-14.3-32-31.99v-144H48c-17.67 0-32-14.32-32-32.01s14.33-31.99 32-31.99H192v-144c0-17.69 14.33-32.01 32-32.01s32 14.32 32 32.01v144h144C417.7 224 432 238.3 432 256z\"><\/path><\/svg>\n\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t<span class=\"uagb-icon-active uagb-faq-icon-wrap\">\n\t\t\t\t\t\t\t\t<svg xmlns=\"https:\/\/www.w3.org\/2000\/svg\" viewBox= \"0 0 448 512\"><path d=\"M400 288h-352c-17.69 0-32-14.32-32-32.01s14.31-31.99 32-31.99h352c17.69 0 32 14.3 32 31.99S417.7 288 400 288z\"><\/path><\/svg>\n\t\t\t\t\t\t\t<\/span>\n\t\t\t<span class=\"uagb-question\"><strong>What are the disadvantages of Trade Republic?<\/strong><\/span><\/div><div class=\"uagb-faq-content\"><p>TR only offers a small number of securities, which are also limited to the L&amp;S trading platform. Customer service is difficult to reach when problems arise. In addition, personal user and device data is collected.   <\/p><\/div><\/div><div class=\"wp-block-uagb-faq-child uagb-faq-child__outer-wrap uagb-faq-item uagb-block-f1c95ecc \" role=\"tab\" tabindex=\"0\"><div class=\"uagb-faq-questions-button uagb-faq-questions\">\t\t\t<span class=\"uagb-icon uagb-faq-icon-wrap\">\n\t\t\t\t\t\t\t\t<svg xmlns=\"https:\/\/www.w3.org\/2000\/svg\" viewBox= \"0 0 448 512\"><path d=\"M432 256c0 17.69-14.33 32.01-32 32.01H256v144c0 17.69-14.33 31.99-32 31.99s-32-14.3-32-31.99v-144H48c-17.67 0-32-14.32-32-32.01s14.33-31.99 32-31.99H192v-144c0-17.69 14.33-32.01 32-32.01s32 14.32 32 32.01v144h144C417.7 224 432 238.3 432 256z\"><\/path><\/svg>\n\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t<span class=\"uagb-icon-active uagb-faq-icon-wrap\">\n\t\t\t\t\t\t\t\t<svg xmlns=\"https:\/\/www.w3.org\/2000\/svg\" viewBox= \"0 0 448 512\"><path d=\"M400 288h-352c-17.69 0-32-14.32-32-32.01s14.31-31.99 32-31.99h352c17.69 0 32 14.3 32 31.99S417.7 288 400 288z\"><\/path><\/svg>\n\t\t\t\t\t\t\t<\/span>\n\t\t\t<span class=\"uagb-question\"><strong>Is investing with Trade Republic safe?<\/strong><\/span><\/div><div class=\"uagb-faq-content\"><p>TR is a secure broker, controlled and licenced by the BaFin. Capital is protected up to 100,000 euros here. Securities are also safe in the event of insolvency. However, investments on the stock exchange are always subject to risk.    <\/p><\/div><\/div><div class=\"wp-block-uagb-faq-child uagb-faq-child__outer-wrap uagb-faq-item uagb-block-8061e7ba \" role=\"tab\" tabindex=\"0\"><div class=\"uagb-faq-questions-button uagb-faq-questions\">\t\t\t<span class=\"uagb-icon uagb-faq-icon-wrap\">\n\t\t\t\t\t\t\t\t<svg xmlns=\"https:\/\/www.w3.org\/2000\/svg\" viewBox= \"0 0 448 512\"><path d=\"M432 256c0 17.69-14.33 32.01-32 32.01H256v144c0 17.69-14.33 31.99-32 31.99s-32-14.3-32-31.99v-144H48c-17.67 0-32-14.32-32-32.01s14.33-31.99 32-31.99H192v-144c0-17.69 14.33-32.01 32-32.01s32 14.32 32 32.01v144h144C417.7 224 432 238.3 432 256z\"><\/path><\/svg>\n\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t<span class=\"uagb-icon-active uagb-faq-icon-wrap\">\n\t\t\t\t\t\t\t\t<svg xmlns=\"https:\/\/www.w3.org\/2000\/svg\" viewBox= \"0 0 448 512\"><path d=\"M400 288h-352c-17.69 0-32-14.32-32-32.01s14.31-31.99 32-31.99h352c17.69 0 32 14.3 32 31.99S417.7 288 400 288z\"><\/path><\/svg>\n\t\t\t\t\t\t\t<\/span>\n\t\t\t<span class=\"uagb-question\"><strong>Is Trade Republic good for beginners?<\/strong><\/span><\/div><div class=\"uagb-faq-content\"><p>TR specifically targets its offer at newcomers with no experience. The product selection, the buying process and everything around it is particularly well suited for beginners. By contrast, advanced and professional users quickly reach the limits of what is possible.  <\/p><\/div><\/div><\/div>\n\n\n<p class=\"wp-block-paragraph\"><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Things are moving fast at Trade Republic. With its new full banking licence, the fintech giant is now able to offer current accounts and debit cards, expanding far beyond its original brokerage model. The company\u2019s rapid growth and innovation are certainly impressive. However, this Trade Republic review also highlights the growing pains of such aggressive [&hellip;]<\/p>\n","protected":false},"author":2,"featured_media":288820,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"inline_featured_image":false,"_uag_custom_page_level_css":"","footnotes":""},"categories":[1017],"tags":[1020,1119],"class_list":["post-274358","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-review","tag-experiences-en","tag-trade-republic-en"],"acf":[],"uagb_featured_image_src":{"full":["https:\/\/northern.finance\/wp-content\/uploads\/2024\/08\/Thumbnail-EN-3.png",1280,720,false],"thumbnail":["https:\/\/northern.finance\/wp-content\/uploads\/2024\/08\/Thumbnail-EN-3-150x150.png",150,150,true],"medium":["https:\/\/northern.finance\/wp-content\/uploads\/2024\/08\/Thumbnail-EN-3-300x169.png",300,169,true],"medium_large":["https:\/\/northern.finance\/wp-content\/uploads\/2024\/08\/Thumbnail-EN-3-768x432.png",768,432,true],"large":["https:\/\/northern.finance\/wp-content\/uploads\/2024\/08\/Thumbnail-EN-3-1024x576.png",1024,576,true],"1536x1536":["https:\/\/northern.finance\/wp-content\/uploads\/2024\/08\/Thumbnail-EN-3.png",1280,720,false],"2048x2048":["https:\/\/northern.finance\/wp-content\/uploads\/2024\/08\/Thumbnail-EN-3.png",1280,720,false]},"uagb_author_info":{"display_name":"Aleks Bleck","author_link":"https:\/\/northern.finance\/en\/author\/phil-nf\/"},"uagb_comment_info":0,"uagb_excerpt":"Things are moving fast at Trade Republic. With its new full banking licence, the fintech giant is now able to offer current accounts and debit cards, expanding far beyond its original brokerage model. The company\u2019s rapid growth and innovation are certainly impressive. However, this Trade Republic review also highlights the growing pains of such aggressive&hellip;","_links":{"self":[{"href":"https:\/\/northern.finance\/en\/wp-json\/wp\/v2\/posts\/274358","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/northern.finance\/en\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/northern.finance\/en\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/northern.finance\/en\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/northern.finance\/en\/wp-json\/wp\/v2\/comments?post=274358"}],"version-history":[{"count":38,"href":"https:\/\/northern.finance\/en\/wp-json\/wp\/v2\/posts\/274358\/revisions"}],"predecessor-version":[{"id":340668,"href":"https:\/\/northern.finance\/en\/wp-json\/wp\/v2\/posts\/274358\/revisions\/340668"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/northern.finance\/en\/wp-json\/wp\/v2\/media\/288820"}],"wp:attachment":[{"href":"https:\/\/northern.finance\/en\/wp-json\/wp\/v2\/media?parent=274358"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/northern.finance\/en\/wp-json\/wp\/v2\/categories?post=274358"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/northern.finance\/en\/wp-json\/wp\/v2\/tags?post=274358"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}