{"id":289194,"date":"2026-08-27T09:00:00","date_gmt":"2026-08-27T09:00:00","guid":{"rendered":"https:\/\/northern.finance\/unkategorisiert\/is-bondora-go-grow-2025-worth-it-my-experience-and-analysis\/"},"modified":"2026-08-12T14:47:55","modified_gmt":"2026-08-12T14:47:55","slug":"bondora-go-grow-review","status":"publish","type":"post","link":"https:\/\/northern.finance\/en\/review\/bondora-go-grow-review\/","title":{"rendered":"Bondora Go &amp; Grow review: How I earned \u20ac2,262"},"content":{"rendered":"\n<p class=\"wp-block-paragraph\"><span style=\"font-weight: 400;\"><strong>Bondora is fully focused on Go &amp; Grow, the popular P2P product with 6% interest and maximum liquidity. I&#8217;ve been with them since the beginning and will share my personal experiences with the platform. You&#8217;ll also find out which investors might benefit from investing and what you need to bear in mind!  <\/strong><\/span><\/p>\n\n\n\n<div>\n<div class=\"wp-block-group nf-info-boxen\">\n<div class=\"wp-block-group__inner-container\">\n<p class=\"nf-boxen-p-gut-zu-wissen\"><strong>In brief<\/strong><\/p>\n<ul class=\"infobox-ul\">\n<li class=\"infobox-li\">Bondora&#8217;s Go &#038; Grow programme is a P2P investment with a fixed interest rate of 6.75% and high liquidity <\/li>\n<li class=\"infobox-li\">Many investors find the mix of return, flexibility and risk ideal and use the offer for a long-term investment or as an alternative to a call money account <\/li>\n<li class=\"infobox-li\">Bondora is one of the oldest P2P providers, enjoys an excellent reputation and is highly successful with Go &#038; Grow and other financial products <\/li>\n<li class=\"infobox-li\">Despite the success story so far, there is always a risk, as there is no deposit protection! In the event of a real crisis, an investment can be lost <\/li>\n<\/ul>\n<\/div><\/div><\/div>\n\n\n\n<p class=\"wp-block-paragraph\"><\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span style=\"font-weight: 400;\"><strong>What is Bondora Go &amp; Grow <\/strong><\/span><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\"><span style=\"font-weight: 400;\">P2P lending has been growing in popularity for years: investors lend their money to private individuals or companies and receive high interest rates in return. The transactions are handled via special P2P platforms.<\/span><\/p>\n\n\n\n<div>\n<div class=\"wp-block-group nf-info-boxen\">\n<div class=\"wp-block-group__inner-container\">\n<p class=\"nf-boxen-p-gut-zu-wissen\"><strong>Important<\/strong><\/p>\n<ul class=\"infobox-ul\">\n<li class=\"infobox-li\">As Go &#038; Grow has evolved into a widely used and trusted product across Europe, we\u2019ve updated its underlying structure to match the scale and maturity of the business.\n\nFrom 20 April 2026, the legal entity behind Go &#038; Grow, Bondora Capital O\u00dc, has been renamed Go&#038;Grow O\u00dc and will soon operate as an independent brand outside the Bondora Group.<\/li>\n<\/ul>\n<\/div><\/div><\/div>\n\n\n\n<p class=\"wp-block-paragraph\"><span style=\"font-weight: 400;\"><strong>One of the oldest, largest and best-known providers is Bondora:<\/strong><\/span><\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Bondora is a P2P pioneer from Estonia that has been active on the market since 2008.<\/li>\n\n\n\n<li>With its \u2018Go &amp; Grow\u2019 product, it has already attracted almost half a million investors.<\/li>\n\n\n\n<li>To date, over \u20ac1.5 billion has been financed in loans!<\/li>\n\n\n\n<li>It has already weathered several crises well and proven how resilient the P2P model is.<\/li>\n\n\n\n<li>Only competitor Mintos is larger, but it is struggling with its own problems. Read more about this in my <a href=\"https:\/\/northern.finance\/en\/review\/mintos-experience\/\">Mintos review<\/a>.<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\"><span style=\"font-weight: 400;\">Unlike most P2P platforms in our P2P lending ranking, <strong>with <a href=\"https:\/\/northern.finance\/en\/review\/bondora-review\/\">Bondora<\/a> you don&#8217;t have to select individual loans. <\/strong>You simply deposit money and receive your interest immediately, from day one. Payouts are just as quick and easy.<\/span><\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><span style=\"font-weight: 400;\">As is usual with P2P platforms, we need to get a good overview of the company and its business \u2013 after all, we want to entrust Bondora with our money! In my experience, you can&#8217;t be too careful here. So here&#8217;s an <strong>overview of the most important facts:<\/strong><\/span><\/p>\n\n\n\n<figure class=\"wp-block-table\"><table class=\"has-fixed-layout\"><tbody><tr><td><strong>Foundation<\/strong><\/td><td>2008<\/td><\/tr><tr><td><strong>Company headquarters:<\/strong><\/td><td>Tallinn, Estonia<\/td><\/tr><tr><td><strong>Executives:<\/strong><\/td><td>CEO P\u00e4rtel Tomberg (founder)<\/td><\/tr><tr><td><strong>Financed credit volume:<\/strong><\/td><td>+ 2.21 billion EUR (06\/2026)<\/td><\/tr><tr><td><strong>Regulated:<\/strong><\/td><td>Fully regulated<\/td><\/tr><tr><td><strong>Annual report:<\/strong><\/td><td>Audited annual report available; profit of \u20ac1.3 million<\/td><\/tr><tr><td><strong>Investors:<\/strong><\/td><td>+ 500,000 users<\/td><\/tr><tr><td><strong>Yield:<\/strong><\/td><td>6 %<\/td><\/tr><tr><td><strong>Buy-back guarantee:<\/strong><\/td><td>Not applicable<\/td><\/tr><tr><td><strong>Minimum investment amount:<\/strong><\/td><td>1 EUR<\/td><\/tr><tr><td><strong>Auto-Invest:<\/strong><\/td><td>Yes<\/td><\/tr><tr><td><strong>Secondary market:<\/strong><\/td><td>No <\/td><\/tr><tr><td><strong>Tax certificate:<\/strong><\/td><td>Yes<\/td><\/tr><tr><td><strong>Bonus programmes:<\/strong><\/td><td>5 \u20ac registration bonus via <a href=\"https:\/\/northern.finance\/go\/loanch\">my link<\/a><\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<iframe width=\"560\" height=\"315\" src=\"https:\/\/www.youtube.com\/embed\/yuTARx_xKXA?si=qpJpKdd0llZVmuY-\" title=\"YouTube video player\" frameborder=\"0\" allow=\"accelerometer; autoplay; clipboard-write; encrypted-media; gyroscope; picture-in-picture; web-share\" referrerpolicy=\"strict-origin-when-cross-origin\" allowfullscreen><\/iframe>\n\n\n\n<h3 class=\"wp-block-heading\"><span style=\"font-weight: 400;\"><strong><strong>How the Bondora Go &amp; Grow business model works<\/strong><\/strong><\/span><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\"><span style=\"font-weight: 400;\">Bondora generated <strong>a profit of approximately \u20ac1.3 million<\/strong> last year. How does that work? It&#8217;s simple:<\/span><\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Every borrower who borrows money from Bondora pays very high interest rates and various fees.<\/li>\n\n\n\n<li>The company keeps a substantial portion of this income for itself.<\/li>\n\n\n\n<li>Only 6% is distributed to investors like you and me.<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\"><span style=\"font-weight: 400;\">A glance at my <a href=\"https:\/\/northern.finance\/en\/p2p\/the-big-p2p-loan-comparison\/\">P2P lending ranking<\/a> shows just how lucrative this business model is: numerous platforms offer high, often double-digit interest rates for us investors while raking in massive profits for themselves!<\/span><\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>Sign up and secure your bonus<\/strong><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">If you want to <a href=\"https:\/\/northern.finance\/en\/passive-income\/41-ways-to-build-passive-income\/\">build up a passive income<\/a> or simply \u2018park\u2019 your money wisely, Go &amp; Grow (formerly Bondora Go &amp; Grow) is the right place for you. In my review, <strong>registration only takes a few minutes.<\/strong><\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><\/p>\n\n\n\n<p class=\"wp-block-paragraph\">You will need the following items:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>An identity card, passport or residence permit.<\/li>\n\n\n\n<li>A smartphone with a working internet connection.<\/li>\n\n\n\n<li>A mobile phone number that can receive text messages.<\/li>\n\n\n\n<li>A working email address.<\/li>\n\n\n\n<li>A bank account in the EU, Switzerland or the United Kingdom that you can use to deposit money later (online banks such as Wise, Revolut, N26, etc. are not permitted).<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\">How it works:<\/p>\n\n\n\n<h4 class=\"wp-block-heading\">1. <strong>Basic information<\/strong><\/h4>\n\n\n\n<p class=\"wp-block-paragraph\">Get started by clicking on <a href=\"https:\/\/northern.finance\/go-bondora\">my registration link<\/a>, which will immediately give you 5 euros in additional capital. This will take you to the registration page, where you will find the \u2018Register\u2019 button in the top right-hand corner.<\/p>\n\n\n<div class=\"wp-block-image\">\n<figure class=\"aligncenter size-full is-resized\"><img decoding=\"async\" width=\"682\" height=\"118\" src=\"https:\/\/northern.finance\/wp-content\/uploads\/2025\/05\/Grafik-1-5.png\" alt=\"\" class=\"wp-image-297171\" style=\"width:469px;height:auto\" title=\"Bondora Go &amp; Grow-Investition\" srcset=\"https:\/\/northern.finance\/wp-content\/uploads\/2025\/05\/Grafik-1-5.png 682w, https:\/\/northern.finance\/wp-content\/uploads\/2025\/05\/Grafik-1-5-300x52.png 300w\" sizes=\"(max-width: 682px) 100vw, 682px\" \/><\/figure>\n<\/div>\n\n\n<p class=\"wp-block-paragraph\"><span style=\"font-weight: 400;\">Willst du dich \u00fcber dein Handy anmelden, musst du zun\u00e4chst auf das Men\u00fc oben rechts und anschlie\u00dfend auf \u201cRegistrieren\u201d klicken.&nbsp;<\/span><\/p>\n\n\n\n<div class=\"wp-block-uagb-image uagb-block-19ac42a4 wp-block-uagb-image--layout-default wp-block-uagb-image--effect-static wp-block-uagb-image--align-none\"><figure class=\"wp-block-uagb-image__figure\"><img decoding=\"async\" src=\"https:\/\/northern.finance\/wp-content\/uploads\/2025\/05\/Grafik-2-6.png\" alt=\"\" class=\"uag-image-297176\" width=\"478\" height=\"407\" title=\"Grafik 2\" loading=\"lazy\" role=\"img\" \/><\/figure><\/div>\n\n\n\n<p class=\"wp-block-paragraph\">Whether you are using your smartphone or desktop computer, you will now need to enter your email address, first and last name, and phone number. All three will be confirmed later, so please ensure that the information you enter here is correct:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Dein Vor- und Nachname sollte zum Ausweisdokument passen, mit dem du sp\u00e4ter deine Identit\u00e4t best\u00e4tigen willst.&nbsp;<\/li>\n\n\n\n<li>Deine Handynummer muss echt sein, um Best\u00e4tigung-SMS empfangen zu k\u00f6nnen<\/li>\n\n\n\n<li>Auch deine E-Mail-Adresse muss funktionieren, da du hier sp\u00e4ter eine E-Mail empfangen und einen Best\u00e4tigungslink klicken musst.&nbsp;<\/li>\n<\/ul>\n\n\n\n<div class=\"wp-block-uagb-image uagb-block-159bc2c0 wp-block-uagb-image--layout-default wp-block-uagb-image--effect-static wp-block-uagb-image--align-none\"><figure class=\"wp-block-uagb-image__figure\"><img decoding=\"async\" src=\"https:\/\/northern.finance\/wp-content\/uploads\/2025\/05\/Grafik-3-5-1024x976.png\" alt=\"\" class=\"uag-image-297181\" width=\"684\" height=\"652\" title=\"Grafik 3\" loading=\"lazy\" role=\"img\" \/><\/figure><\/div>\n\n\n\n<p class=\"wp-block-paragraph\">Hast du die Infos abgeschickt, begr\u00fc\u00dft dich schon das Bondora Maskottchen. Best\u00e4tige hier noch die Nutzungsbedingungen, Datenschutzrichtlinien und Risikoerkl\u00e4rung und schon bist du angemeldet!<\/p>\n\n\n\n<h4 class=\"wp-block-heading\">3. <strong>Confirm identity<\/strong><\/h4>\n\n\n\n<p class=\"wp-block-paragraph\"><span style=\"font-weight: 400;\">You are now on your dashboard, the overview page of Go &amp; Grow (formerly Bondora Go &amp; Grow). Before you can collect your first interest, you must first verify your identity. <\/span><\/p>\n\n\n\n<div class=\"wp-block-uagb-image uagb-block-09c3de19 wp-block-uagb-image--layout-default wp-block-uagb-image--effect-static wp-block-uagb-image--align-none\"><figure class=\"wp-block-uagb-image__figure\"><img decoding=\"async\" src=\"https:\/\/northern.finance\/wp-content\/uploads\/2025\/05\/Grafik-4-7-1024x771.png\" alt=\"\" class=\"uag-image-297186\" width=\"642\" height=\"483\" title=\"Grafik 4\" loading=\"lazy\" role=\"img\" \/><\/figure><\/div>\n\n\n\n<p class=\"wp-block-paragraph\"><span style=\"font-weight: 400;\">If you already have <a href=\"https:\/\/northern.finance\/en\/passive-income\/building-p2p\/\">reviews of P2P lending<\/a> or online brokers such as <a href=\"https:\/\/northern.finance\/en\/review\/freedom24\/\">Freedom24<\/a>, you know the drill: the provider has to make sure that you really are who you say you are!<\/span><\/p>\n\n\n\n<div class=\"wp-block-uagb-image uagb-block-3268493b wp-block-uagb-image--layout-default wp-block-uagb-image--effect-static wp-block-uagb-image--align-none\"><figure class=\"wp-block-uagb-image__figure\"><img decoding=\"async\" src=\"https:\/\/northern.finance\/wp-content\/uploads\/2025\/05\/Grafik-5-6-1024x562.png\" alt=\"\" class=\"uag-image-297191\" width=\"692\" height=\"379\" title=\"Grafik 5\" loading=\"lazy\" role=\"img\" \/><\/figure><\/div>\n\n\n\n<p class=\"wp-block-paragraph\">Bondora uses the service provider Onfido to verify your identity. In my experience, this works quickly and easily. You don&#8217;t have any contact with a real person \u2013 everything is done automatically.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Then you can make a simple transfer from your bank account to Go &amp; Grow (formerly Bondora Go &amp; Grow). Now all you have to do is answer a few questions and your account will be fully activated! <strong>The whole process takes about 5 minutes. <\/strong><\/p>\n\n\n\n<div>\n<div class=\"wp-block-group nf-info-boxen-blau\">\n<div class=\"wp-block-group__inner-container\">\n<h4 class=\"nf-boxen-h4-lesetipp\">Good to know:<\/h4>\n<p class=\"nf-boxen-p\">As an investor, there is only one fee when using Go &#038; Grow (formerly Bondora Go &#038; Grow): withdrawing capital costs \u20ac1 per transaction. Otherwise, the service is completely free!  <\/p>\n<\/div>\n<\/div>\n<\/div>\n\n\n\n<h2 class=\"wp-block-heading\"><span style=\"font-weight: 400;\"><strong>How the investment works: My personal experience with Bondora Go &amp; Grow<\/strong><\/span><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\"><span style=\"font-weight: 400;\">Among P2P platforms, Bondora is probably the simplest provider. <strong>Your investment is completely passive: you don&#8217;t have to set anything up, select anything or do anything.<\/strong> All you have to do is deposit money!<\/span><\/p>\n\n\n<div class=\"wp-block-image\">\n<figure class=\"aligncenter size-large is-resized\"><img decoding=\"async\" width=\"1024\" height=\"628\" src=\"https:\/\/northern.finance\/wp-content\/uploads\/2025\/05\/EN-Zinsen-1-1024x628.png\" alt=\"\" class=\"wp-image-309788\" style=\"width:558px;height:auto\" srcset=\"https:\/\/northern.finance\/wp-content\/uploads\/2025\/05\/EN-Zinsen-1-1024x628.png 1024w, https:\/\/northern.finance\/wp-content\/uploads\/2025\/05\/EN-Zinsen-1-300x184.png 300w, https:\/\/northern.finance\/wp-content\/uploads\/2025\/05\/EN-Zinsen-1-768x471.png 768w, https:\/\/northern.finance\/wp-content\/uploads\/2025\/05\/EN-Zinsen-1-1536x942.png 1536w, https:\/\/northern.finance\/wp-content\/uploads\/2025\/05\/EN-Zinsen-1.png 1546w\" sizes=\"(max-width: 1024px) 100vw, 1024px\" \/><\/figure>\n<\/div>\n\n\n<p class=\"wp-block-paragraph\"><span style=\"font-weight: 400;\">Here&#8217;s how it works:<\/span><\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>With Go &amp; Grow (formerly Bondora Go &amp; Grow), you do not invest in loans yourself.<\/li>\n\n\n\n<li>The company operates its own portfolio of P2P investments.<\/li>\n\n\n\n<li>The money you deposit is used to finance such loans.<\/li>\n\n\n\n<li>In return, you receive a small share of the profits, which are credited automatically on a daily basis.<\/li>\n\n\n\n<li>Since you are not investing directly in P2P lending, but in the Bondora company itself, you can withdraw your capital at any time.<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\"><span style=\"font-weight: 400;\">This is in stark contrast<strong> to P2P service providers such as Ventus Energy or EstateGuru<\/strong>, where investors invest in individual projects. Here, you need to check the loans very carefully before investing your money!<\/span><\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><span style=\"font-weight: 400;\">You can find more information in my posts about my <a href=\"https:\/\/northern.finance\/erfahrungsbericht\/ventus-energy-erfahrungen\/\">Ventus Energy review<\/a> and <a href=\"https:\/\/northern.finance\/en\/review\/fintown-review-generate-returns\/\">Fintown review.<\/a><\/span><\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><span style=\"font-weight: 400;\">Due to this unique business model, <strong>Go &amp; Grow (formerly Bondora Go &amp; Grow) works a little differently<\/strong>! You won&#8217;t find an auto-invest feature here, as all investments are automatic. Of course, there is no secondary market either, as you are not investing in individual loans.<\/span><\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><span style=\"font-weight: 400;\"><strong>Are there any es at Bondora?<\/strong><\/span><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\"><span style=\"font-weight: 400;\"><strong>The problems facing investors include, for example:<\/strong><\/span><\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>You do not have to pay any fees or charges on your investments.<\/li>\n\n\n\n<li>You receive 6% interest on your money right from the start.<\/li>\n\n\n\n<li>Only when you make a withdrawal is a symbolic fee of \u20ac1 charged.<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>All in all, a very simple fee model<\/strong>. No wonder: a simple structure is the recipe for success at Go &amp; Grow (formerly Bondora Go &amp; Grow)!<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span style=\"font-weight: 400;\"><strong>Bondora Go &amp; Grow: How I earn a 6% return<\/strong><\/span><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\"><span style=\"font-weight: 400;\">I have written many reviews \u2013 after all, my Northern Finance portfolio alone contains \u20ac64,000 in P2P lending with all well-known providers! <strong>Normally, at this point, I would explain the criteria I use when investing.<\/strong><\/span><\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><span style=\"font-weight: 400;\">Unfortunately, this does not work with Bondora, as there are no options to choose from. <strong>You only have two options here:<\/strong><\/span><\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Deposit money and receive 6% interest per year.<\/li>\n\n\n\n<li>Withdraw money and no longer receive interest.<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\"><span style=\"font-weight: 400;\">I have been with Go &amp; Grow since it started. Back then, the interest rate was 6.75%. Over the years, I have deposited various amounts and made regular deposits and withdrawals.<\/span><\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><span style=\"font-weight: 400;\"><strong>In total, I received \u20ac2,262 in interest!<\/strong> My account is currently worth around \u20ac7,430. I will be increasing this amount again in the near future.<\/span><\/p>\n\n\n\n<div class=\"wp-block-uagb-image uagb-block-b4e98285 wp-block-uagb-image--layout-default wp-block-uagb-image--effect-static wp-block-uagb-image--align-none\"><figure class=\"wp-block-uagb-image__figure\"><img decoding=\"async\" src=\"https:\/\/northern.finance\/wp-content\/uploads\/2025\/05\/EN-Dash-1024x467.png\" alt=\"\" class=\"uag-image-309456\" width=\"2880\" height=\"2156\" title=\"EN Dash\" loading=\"lazy\" role=\"img\" \/><\/figure><\/div>\n\n\n\n<p class=\"wp-block-paragraph\"><span style=\"font-weight: 400;\">My reviews have been very positive across the board: I have never had any problems! The interest was always credited as promised.<\/span><\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><span style=\"font-weight: 400;\">Only during the COVID-19 crisis were payments limited to a certain amount. Overall, however, this was not a disadvantage for me, as I generally approve of such security measures.<\/span><\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><span style=\"font-weight: 400;\"><strong>Risk with Bondora<\/strong><\/span><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\"><span style=\"font-weight: 400;\">As already mentioned, you make your money available directly to Bondora. Accordingly, investors become dependent on the company: <strong>If the P2P platform were to experience financial problems or even go bankrupt, our capital would also be at risk!<\/strong><\/span><\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><span style=\"font-weight: 400;\">Here, we can currently <strong>give the all-clear:<\/strong><\/span><\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Bondora has been operating profitably for years: <\/strong>Last year, it generated a profit of \u20ac1.3 million.<\/li>\n\n\n\n<li><strong>The company has substantial reserves:<\/strong> Insiders estimate that investors could be paid out for at least a year, even if the entire business were to collapse.<\/li>\n\n\n\n<li><strong>Bondora is seeking an official banking licence<\/strong>: it is already actively preparing for this and has introduced additional monitoring mechanisms and security measures. This is a positive sign for investors.<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\"><span style=\"font-weight: 400;\">Despite the positive signs, P2P investors should always remain vigilant. Problems can arise relatively quickly \u2013 even a giant like Bondora is, in my experience, <strong>never 100% secure! <\/strong>However, if doubts arise later, you can withdraw your money at any time.<\/span><\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><span style=\"font-weight: 400;\"><strong>Taxes with Bondora Go &amp; Grow<\/strong><\/span><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">When it comes to taxes, Bondora stays true to its business model and makes everything as simple as possible: <strong>The provider does not deduct any taxes from your profits. <\/strong>Instead, you must declare your <strong>income yourself in your tax return.<\/strong><\/p>\n\n\n\n<p class=\"wp-block-paragraph\">You can easily view your winnings:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Select \u2018Account statements\u2019 from the menu.<\/li>\n\n\n\n<li>In the following window, you can generate a tax report.<\/li>\n\n\n\n<li>Enter the appropriate start and end dates (usually from 1 January to 31 December of a year) and click on \u2018Generate report\u2019.<\/li>\n<\/ul>\n\n\n<div class=\"wp-block-image\">\n<figure class=\"aligncenter size-full is-resized\"><img decoding=\"async\" width=\"2130\" height=\"926\" src=\"https:\/\/northern.finance\/wp-content\/uploads\/2025\/05\/Grafik-7-6.png\" alt=\"\" class=\"wp-image-297206\" style=\"aspect-ratio:1.7777777777777777;object-fit:contain;width:489px;height:auto\" title=\"How can I invest with Bondora?\" srcset=\"https:\/\/northern.finance\/wp-content\/uploads\/2025\/05\/Grafik-7-6.png 2130w, https:\/\/northern.finance\/wp-content\/uploads\/2025\/05\/Grafik-7-6-300x130.png 300w, https:\/\/northern.finance\/wp-content\/uploads\/2025\/05\/Grafik-7-6-1024x445.png 1024w, https:\/\/northern.finance\/wp-content\/uploads\/2025\/05\/Grafik-7-6-768x334.png 768w, https:\/\/northern.finance\/wp-content\/uploads\/2025\/05\/Grafik-7-6-1536x668.png 1536w, https:\/\/northern.finance\/wp-content\/uploads\/2025\/05\/Grafik-7-6-2048x890.png 2048w\" sizes=\"(max-width: 2130px) 100vw, 2130px\" \/><\/figure>\n<\/div>\n\n\n<h2 class=\"wp-block-heading\">Advantages and disadvantages<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\"><span style=\"font-weight: 400;\">Based on my extensive experience with Go &amp; Grow (formerly Bondora Go &amp; Grow), I can identify the following advantages and disadvantages.<\/span><\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>Advantages:<\/strong><\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Bondora is one of the safest P2P providers, having already weathered several crises and built up extensive reserves for difficult times.<\/li>\n\n\n\n<li>Deposits and withdrawals are possible at any time and are extremely fast. In my experience, the money is usually in your account on the same day!<\/li>\n\n\n\n<li>Interest is paid daily, resulting in a comparatively strong compound interest\/snowball effect.<\/li>\n\n\n\n<li>The service is extremely easy to use and works completely without any active involvement on your part. All you have to do is deposit money to receive interest.<\/li>\n\n\n\n<li>The company invests heavily in additional security and is applying for a banking licence.<\/li>\n\n\n\n<li>Overall, it is increasingly establishing itself as an alternative to traditional instant access savings accounts and offers significantly better interest rates.<\/li>\n\n\n\n<li>All information about the company is freely and transparently available.<\/li>\n\n\n\n<li>In my experience, customer service is fast and reliable. In addition, there is a good English translation of all functions.<\/li>\n\n\n\n<li>There are no costs for investors, with the exception of a \u20ac1 fee for withdrawals.<\/li>\n\n\n\n<li>Uninvested capital is protected up to \u00a3100,000 by the deposit guarantee scheme. However, as your money is immediately invested, this is of little practical significance.<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>Disadvantages<\/strong>:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>The interest rate of 6% is very low compared to other P2P providers.<\/li>\n\n\n\n<li>There is no way to diversify your investment \u2013 you are completely dependent on one company.<\/li>\n\n\n\n<li>Most recently, the interest rate was lowered from 6.75% to 6%. Further reductions are conceivable in the future, as the company wants to become an official bank.<\/li>\n\n\n\n<li>As with all P2P lending, there is a serious risk with Bondora. Interest rates depend on repayments from borrowers. In the event of a serious crisis, these could fail to materialise, leading to high losses or complete collapse.<\/li>\n<\/ul>\n\n\n\n<iframe width=\"560\" height=\"315\" src=\"https:\/\/www.youtube.com\/embed\/TWLPGGsDoUQ?si=Qk9lzSHTu6FQMe_-\" title=\"YouTube video player\" frameborder=\"0\" allow=\"accelerometer; autoplay; clipboard-write; encrypted-media; gyroscope; picture-in-picture; web-share\" referrerpolicy=\"strict-origin-when-cross-origin\" allowfullscreen><\/iframe>\n\n\n\n<h3 class=\"wp-block-heading\">Alternatives to Bondora Go &amp; Grow<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\"><span style=\"font-weight: 400;\">In my review, Go &amp; Grow (formerly Bondora Go &amp; Grow) has <strong>only one real competitor: Monefit Smartsaver!<\/strong> Both platforms focus on ease of use and quick availability of your money. In return, however, both offer only modest interest rates (for the P2P sector).<\/span><\/p>\n\n\n\n<p class=\"wp-block-paragraph\">While Bondora has been moving increasingly towards becoming an official bank in recent months, with additional collateral but lower interest rates, <\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Here, the <strong>interest rate remains at an attractive 7.25% with daily payouts. <\/strong>Alternatively, you can increase this amount to up to 10.52% if you can do without your money for a longer period of time.<\/li>\n\n\n\n<li>At the same time, however, Monefit makes no attempt to offer more collateral. It focuses entirely on higher interest rates with excellent availability.<\/li>\n\n\n\n<li>In a direct comparison <a href=\"https:\/\/northern.finance\/en\/review\/monefit-vs-bondora-2025\/\">between Monefit and Bondora<\/a>, both providers are somewhat risky, flexible and offer average interest rates. However, there are differences in all areas that can help you make your decision.<\/li>\n<\/ul>\n\n\n\n<h2 class=\"wp-block-heading\">Community reviews on Bondora Go &amp; Grow<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Many investors in the Northern Finance Community, like me, have been reviewing Go &amp; Grow for many years. <strong>Many of them have reacted negatively to the interest rate cut. <\/strong>As a result, numerous investors want to withdraw or reduce their capital.<\/p>\n\n\n\n<div class=\"wp-block-uagb-image uagb-block-459dd120 wp-block-uagb-image--layout-default wp-block-uagb-image--effect-static wp-block-uagb-image--align-none\"><figure class=\"wp-block-uagb-image__figure\"><img decoding=\"async\" src=\"https:\/\/northern.finance\/wp-content\/uploads\/2025\/05\/Grafik-8-5.png\" alt=\"\" class=\"uag-image-297334\" width=\"600\" height=\"95\" title=\"Grafik 8\" loading=\"lazy\" role=\"img\" \/><\/figure><\/div>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>Some others, however, welcome the new steps towards greater security.<\/strong> These measures will enable Bondora to set itself apart from the competition and create or further expand its own attractive niche in the P2P market.<\/p>\n\n\n\n<div class=\"wp-block-uagb-image uagb-block-64feaf1a wp-block-uagb-image--layout-default wp-block-uagb-image--effect-static wp-block-uagb-image--align-none\"><figure class=\"wp-block-uagb-image__figure\"><img decoding=\"async\" src=\"https:\/\/northern.finance\/wp-content\/uploads\/2025\/05\/Grafik-9-6-1024x107.png\" alt=\"\" class=\"uag-image-297339\" width=\"1224\" height=\"128\" title=\"Grafik 9\" loading=\"lazy\" role=\"img\" \/><\/figure><\/div>\n\n\n\n<p class=\"wp-block-paragraph\">It therefore remains exciting to see how business will develop for the P2P giant in the future. <strong><strong>In any case, I will increase my investment again.<\/strong><\/strong><\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><\/p>\n\n\n\n<h2 class=\"wp-block-heading\">Conclusion of my Bondora Go &amp; Grow review: Different, but not automatically better<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Go &amp; Grow (formerly Bondora Go &amp; Grow) takes a unique approach among P2P platforms: it pays <strong>lower interest rates than its competitors, but instead offers greater security and excellent availability of deposited funds.<\/strong><\/p>\n\n\n\n<p class=\"wp-block-paragraph\">This establishes the company as an attractive alternative to normal instant access savings accounts and less so to P2P competitors such as <a href=\"https:\/\/northern.finance\/en\/review\/mintos-experience\/\">Mintos<\/a>, <a href=\"https:\/\/northern.finance\/erfahrungsbericht\/ventus-energy-erfahrungen\/\">Ventus<\/a> or <a href=\"https:\/\/northern.finance\/erfahrungsbericht\/debitum-erfahrungen\/\">Debitum<\/a>. Only <a href=\"https:\/\/northern.finance\/erfahrungsbericht\/monefit-erfahrungen\/\">Monefit Smartsaver<\/a> takes a similar approach.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Is it worth joining Go &amp; Grow (formerly Bondora Go &amp; Grow)? The answer depends on your personal goals! If you are looking for high interest rates because you want to grow your money as quickly as possible, then this is definitely not the right place for you.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">However, if you are interested in a call money account with significantly higher interest rates than your regular bank offers (with a higher risk), Bondora could be ideal for you.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><span style=\"font-weight: 400;\"><strong>FAQ &#8211; frequently asked questions about Bondora Go &amp; Grow<\/strong><\/span><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\"><\/p>\n\n\n<div class=\"wp-block-uagb-faq uagb-faq__outer-wrap uagb-block-cc812438 uagb-faq-icon-row uagb-faq-layout-accordion uagb-faq-expand-first-false uagb-faq-inactive-other-true uagb-faq__wrap uagb-buttons-layout-wrap uagb-faq-equal-height     \" data-faqtoggle=\"true\" role=\"tablist\"><div class=\"wp-block-uagb-faq-child uagb-faq-child__outer-wrap uagb-faq-item uagb-block-92383105 \" role=\"tab\" tabindex=\"0\"><div class=\"uagb-faq-questions-button uagb-faq-questions\">\t\t\t<span class=\"uagb-icon uagb-faq-icon-wrap\">\n\t\t\t\t\t\t\t\t<svg xmlns=\"https:\/\/www.w3.org\/2000\/svg\" viewBox= \"0 0 448 512\"><path d=\"M432 256c0 17.69-14.33 32.01-32 32.01H256v144c0 17.69-14.33 31.99-32 31.99s-32-14.3-32-31.99v-144H48c-17.67 0-32-14.32-32-32.01s14.33-31.99 32-31.99H192v-144c0-17.69 14.33-32.01 32-32.01s32 14.32 32 32.01v144h144C417.7 224 432 238.3 432 256z\"><\/path><\/svg>\n\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t<span class=\"uagb-icon-active uagb-faq-icon-wrap\">\n\t\t\t\t\t\t\t\t<svg xmlns=\"https:\/\/www.w3.org\/2000\/svg\" viewBox= \"0 0 448 512\"><path d=\"M400 288h-352c-17.69 0-32-14.32-32-32.01s14.31-31.99 32-31.99h352c17.69 0 32 14.3 32 31.99S417.7 288 400 288z\"><\/path><\/svg>\n\t\t\t\t\t\t\t<\/span>\n\t\t\t<span class=\"uagb-question\"><strong>Is Go &amp; Grow (formerly Bondora Go &amp; Grow)<\/strong> <strong>trustworthy?<\/strong><\/span><\/div><div class=\"uagb-faq-content\"><p><span style=\"font-weight: 400\">Go &amp; Grow (formerly Bondora Go &amp; Grow)<\/span> <span style=\"font-weight: 400\">is a fully regulated P2P service provider with more than 15 years of experience, which has always paid interest and repayments as promised. It is therefore undoubtedly a trustworthy company.<\/span><\/p><\/div><\/div><div class=\"wp-block-uagb-faq-child uagb-faq-child__outer-wrap uagb-faq-item uagb-block-362164e4 \" role=\"tab\" tabindex=\"0\"><div class=\"uagb-faq-questions-button uagb-faq-questions\">\t\t\t<span class=\"uagb-icon uagb-faq-icon-wrap\">\n\t\t\t\t\t\t\t\t<svg xmlns=\"https:\/\/www.w3.org\/2000\/svg\" viewBox= \"0 0 448 512\"><path d=\"M432 256c0 17.69-14.33 32.01-32 32.01H256v144c0 17.69-14.33 31.99-32 31.99s-32-14.3-32-31.99v-144H48c-17.67 0-32-14.32-32-32.01s14.33-31.99 32-31.99H192v-144c0-17.69 14.33-32.01 32-32.01s32 14.32 32 32.01v144h144C417.7 224 432 238.3 432 256z\"><\/path><\/svg>\n\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t<span class=\"uagb-icon-active uagb-faq-icon-wrap\">\n\t\t\t\t\t\t\t\t<svg xmlns=\"https:\/\/www.w3.org\/2000\/svg\" viewBox= \"0 0 448 512\"><path d=\"M400 288h-352c-17.69 0-32-14.32-32-32.01s14.31-31.99 32-31.99h352c17.69 0 32 14.3 32 31.99S417.7 288 400 288z\"><\/path><\/svg>\n\t\t\t\t\t\t\t<\/span>\n\t\t\t<span class=\"uagb-question\"><strong>Which bank is behind Go &amp; Grow (formerly Bondora Go &amp; Grow)?<\/strong><\/span><\/div><div class=\"uagb-faq-content\"><p>Go &amp; Grow (formerly Bondora Go &amp; Grow) itself works with the Swedish SEB Bank to offer you deposit protection of \u20ac100,000 (only applies to non-invested capital). In addition, the company is currently seeking to obtain an official banking licence itself.<\/p><\/div><\/div><div class=\"wp-block-uagb-faq-child uagb-faq-child__outer-wrap uagb-faq-item uagb-block-f4344712 \" role=\"tab\" tabindex=\"0\"><div class=\"uagb-faq-questions-button uagb-faq-questions\">\t\t\t<span class=\"uagb-icon uagb-faq-icon-wrap\">\n\t\t\t\t\t\t\t\t<svg xmlns=\"https:\/\/www.w3.org\/2000\/svg\" viewBox= \"0 0 448 512\"><path d=\"M432 256c0 17.69-14.33 32.01-32 32.01H256v144c0 17.69-14.33 31.99-32 31.99s-32-14.3-32-31.99v-144H48c-17.67 0-32-14.32-32-32.01s14.33-31.99 32-31.99H192v-144c0-17.69 14.33-32.01 32-32.01s32 14.32 32 32.01v144h144C417.7 224 432 238.3 432 256z\"><\/path><\/svg>\n\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t<span class=\"uagb-icon-active uagb-faq-icon-wrap\">\n\t\t\t\t\t\t\t\t<svg xmlns=\"https:\/\/www.w3.org\/2000\/svg\" viewBox= \"0 0 448 512\"><path d=\"M400 288h-352c-17.69 0-32-14.32-32-32.01s14.31-31.99 32-31.99h352c17.69 0 32 14.3 32 31.99S417.7 288 400 288z\"><\/path><\/svg>\n\t\t\t\t\t\t\t<\/span>\n\t\t\t<span class=\"uagb-question\"><strong>How much money is in Go &amp; Grow (formerly Bondora Go &amp; Grow)?<\/strong><\/span><\/div><div class=\"uagb-faq-content\"><p>The company has financed loans worth over \u20ac1.58 billion to date. In 2024, Bondora&#8217;s profit amounted to an impressive \u20ac1.3 million. Around \u20ac30 million is reinvested every month. To date, \u20ac145 million has been paid out in interest.<\/p><\/div><\/div><div class=\"wp-block-uagb-faq-child uagb-faq-child__outer-wrap uagb-faq-item uagb-block-cbf9c2f3 \" role=\"tab\" tabindex=\"0\"><div class=\"uagb-faq-questions-button uagb-faq-questions\">\t\t\t<span class=\"uagb-icon uagb-faq-icon-wrap\">\n\t\t\t\t\t\t\t\t<svg xmlns=\"https:\/\/www.w3.org\/2000\/svg\" viewBox= \"0 0 448 512\"><path d=\"M432 256c0 17.69-14.33 32.01-32 32.01H256v144c0 17.69-14.33 31.99-32 31.99s-32-14.3-32-31.99v-144H48c-17.67 0-32-14.32-32-32.01s14.33-31.99 32-31.99H192v-144c0-17.69 14.33-32.01 32-32.01s32 14.32 32 32.01v144h144C417.7 224 432 238.3 432 256z\"><\/path><\/svg>\n\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t<span class=\"uagb-icon-active uagb-faq-icon-wrap\">\n\t\t\t\t\t\t\t\t<svg xmlns=\"https:\/\/www.w3.org\/2000\/svg\" viewBox= \"0 0 448 512\"><path d=\"M400 288h-352c-17.69 0-32-14.32-32-32.01s14.31-31.99 32-31.99h352c17.69 0 32 14.3 32 31.99S417.7 288 400 288z\"><\/path><\/svg>\n\t\t\t\t\t\t\t<\/span>\n\t\t\t<span class=\"uagb-question\"><strong>What are the interest rates for Go &amp; Grow (formerly Bondora Go &amp; Grow)?<\/strong><\/span><\/div><div class=\"uagb-faq-content\"><p>Currently, Go &amp; Grow (formerly Bondora Go &amp; Grow) offers 6% interest per annum. The provider recently lowered the rate from 6.75%, disappointing some investors. However, this return is still significantly higher than what you can expect from a call money account.<\/p><\/div><\/div><div class=\"wp-block-uagb-faq-child uagb-faq-child__outer-wrap uagb-faq-item uagb-block-b75f3f60 \" role=\"tab\" tabindex=\"0\"><div class=\"uagb-faq-questions-button uagb-faq-questions\">\t\t\t<span class=\"uagb-icon uagb-faq-icon-wrap\">\n\t\t\t\t\t\t\t\t<svg xmlns=\"https:\/\/www.w3.org\/2000\/svg\" viewBox= \"0 0 448 512\"><path d=\"M432 256c0 17.69-14.33 32.01-32 32.01H256v144c0 17.69-14.33 31.99-32 31.99s-32-14.3-32-31.99v-144H48c-17.67 0-32-14.32-32-32.01s14.33-31.99 32-31.99H192v-144c0-17.69 14.33-32.01 32-32.01s32 14.32 32 32.01v144h144C417.7 224 432 238.3 432 256z\"><\/path><\/svg>\n\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t<span class=\"uagb-icon-active uagb-faq-icon-wrap\">\n\t\t\t\t\t\t\t\t<svg xmlns=\"https:\/\/www.w3.org\/2000\/svg\" viewBox= \"0 0 448 512\"><path d=\"M400 288h-352c-17.69 0-32-14.32-32-32.01s14.31-31.99 32-31.99h352c17.69 0 32 14.3 32 31.99S417.7 288 400 288z\"><\/path><\/svg>\n\t\t\t\t\t\t\t<\/span>\n\t\t\t<span class=\"uagb-question\"><strong>How do I pay tax on Go &amp; Grow (formerly Bondora Go &amp; Grow)?<\/strong><\/span><\/div><div class=\"uagb-faq-content\"><p>You must declare your profits earned with Go &amp; Grow (formerly Bondora Go &amp; Grow) yourself in your tax return. The provider will provide you with a tax report for this purpose. If you do not have any experience with P2P taxation, we recommend consulting a tax advisor.<\/p><\/div><\/div><\/div>","protected":false},"excerpt":{"rendered":"<p>Is Bondora Go &amp; Grow worthwhile for you even in times of crisis? Find out how Bondora performed during the crisis and what the returns look like! <\/p>\n","protected":false},"author":1,"featured_media":336041,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"inline_featured_image":false,"_uag_custom_page_level_css":"","footnotes":""},"categories":[1017],"tags":[],"class_list":["post-289194","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-review"],"acf":[],"uagb_featured_image_src":{"full":["https:\/\/northern.finance\/wp-content\/uploads\/2025\/05\/EN-Thumbnail-go-and-grow-guide.png",1280,720,false],"thumbnail":["https:\/\/northern.finance\/wp-content\/uploads\/2025\/05\/EN-Thumbnail-go-and-grow-guide-150x150.png",150,150,true],"medium":["https:\/\/northern.finance\/wp-content\/uploads\/2025\/05\/EN-Thumbnail-go-and-grow-guide-300x169.png",300,169,true],"medium_large":["https:\/\/northern.finance\/wp-content\/uploads\/2025\/05\/EN-Thumbnail-go-and-grow-guide-768x432.png",768,432,true],"large":["https:\/\/northern.finance\/wp-content\/uploads\/2025\/05\/EN-Thumbnail-go-and-grow-guide-1024x576.png",1024,576,true],"1536x1536":["https:\/\/northern.finance\/wp-content\/uploads\/2025\/05\/EN-Thumbnail-go-and-grow-guide.png",1280,720,false],"2048x2048":["https:\/\/northern.finance\/wp-content\/uploads\/2025\/05\/EN-Thumbnail-go-and-grow-guide.png",1280,720,false]},"uagb_author_info":{"display_name":"Aleks","author_link":"https:\/\/northern.finance\/en\/author\/aleks\/"},"uagb_comment_info":0,"uagb_excerpt":"Is Bondora Go &amp; Grow worthwhile for you even in times of crisis? Find out how Bondora performed during the crisis and what the returns look like!","_links":{"self":[{"href":"https:\/\/northern.finance\/en\/wp-json\/wp\/v2\/posts\/289194","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/northern.finance\/en\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/northern.finance\/en\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/northern.finance\/en\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/northern.finance\/en\/wp-json\/wp\/v2\/comments?post=289194"}],"version-history":[{"count":60,"href":"https:\/\/northern.finance\/en\/wp-json\/wp\/v2\/posts\/289194\/revisions"}],"predecessor-version":[{"id":340187,"href":"https:\/\/northern.finance\/en\/wp-json\/wp\/v2\/posts\/289194\/revisions\/340187"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/northern.finance\/en\/wp-json\/wp\/v2\/media\/336041"}],"wp:attachment":[{"href":"https:\/\/northern.finance\/en\/wp-json\/wp\/v2\/media?parent=289194"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/northern.finance\/en\/wp-json\/wp\/v2\/categories?post=289194"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/northern.finance\/en\/wp-json\/wp\/v2\/tags?post=289194"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}