In brief:<\/strong><\/p>\n Once you own a share or ETF<\/a> that pays dividends, Trade Republic checks on a specific date (known as the ex-date) whether you are entitled to the payment. This date is usually immediately after a company’s annual general meeting or, in the case of ETFs, after the issuer’s distribution date.<\/p>\n\n\n\n To receive the dividend, you must hold the relevant share in your securities account at least overnight on the ex-date.<\/strong> If the security is purchased later, you will not receive any distribution for this period. <\/p>\n\n\n\n After the ex-date, it usually takes a few days for you to receive the money. The actual payout (also known as payday<\/strong>) can be viewed on the issuers’ websites or in the Trade Republic app. <\/p>\n\n\n\n On the payment date, the dividend will be credited to your securities account and you will receive a statement with all the relevant tax information<\/strong>. If you hold international shares, the dividend will be converted into euros. In this context, it is advisable to familiarise yourself with the Tade Republic exemption order<\/strong> in order to avoid unnecessary tax deductions.<\/p>\n\n\n The ex-date is the decisive date on which it is determined whether you, as a shareholder, are entitled to receive the dividend. If you hold the share in your securities account on this date, the dividend will be paid out later. It is therefore not sufficient to buy the share on the day of distribution. <\/p>\n\n\n\n The record date usually follows one or two days after the ex-date. It serves accounting purposes and is less relevant for you as an investor. It is important to note that only those who own the shares at the close of trading on the day before the ex-date are entitled to the dividend. <\/p>\n\n\n\n What are dividends?<\/strong><\/p> \n Dividends are earnings that a company or ETF distributes to its shareholders. Anyone who holds the shares in their securities account on the ex-date receives the payment. They represent a share in the company’s profits. <\/p> \n<\/div><\/div><\/div>\n\n\n\n These deadlines apply to both individual shares and ETFs. Even though ETFs are less volatile, the same rules apply as for shares. If you are interested in regular distributions, ETFs with monthly dividends<\/strong> could also be an exciting option.<\/p>\n\n\n\n\n\n\n\n The period between the ex-date and the actual payment of the dividend varies. While some companies pay their dividends just a few days after the ex-date, others may take up to several weeks. <\/p>\n\n\n\n This is because Trade Republic itself does not pay dividends, but only acts as a platform. The payout is made by the respective company or the issuer of the ETF. <\/p>\n\n\n\n For example, if you own a Deutsche Telekom share and the ex-date falls on a Monday, the payment date may be as early as Friday of the same week. Or it may be two weeks later. You can find this information in the app under the respective security or directly on the company’s website. <\/p>\n\n\n\n It is also important that your securities account is managed correctly throughout the entire period. Errors in custody or allocation by the custodian can result in dividends being paid late or not at all. Tax audit processes can also delay the credit entry. In the case of foreign dividends, currency conversion can also lead to longer processing times. \n
How does dividend payment work at Trade Republic?<\/h2>\n\n\n\n
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When does Trade Republic pay dividends?<\/h3>\n\n\n\n
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