{"id":336292,"date":"2024-04-28T17:13:47","date_gmt":"2024-04-28T17:13:47","guid":{"rendered":"https:\/\/northern.finance\/bonus\/the-best-investment-right-now-investing-money-in-2026\/"},"modified":"2026-06-08T18:13:36","modified_gmt":"2026-06-08T18:13:36","slug":"best-investment","status":"publish","type":"post","link":"https:\/\/northern.finance\/en\/learn-how-to-invest\/best-investment\/","title":{"rendered":"The best investment right now \u2013 investing money in 2026"},"content":{"rendered":"\n<p><strong>You may be just starting to look into the world of finance and investing because you want to sort out your retirement savings. Or perhaps you\u2019ve had a baby and want to set some money aside to pay for their driving licence and other future expenses. The question of what you want to achieve with your money depends on the type of investment. In this article, we\u2019ll look at what the best investment is right now and what options are available to you!   <\/strong><\/p>\n\n\n\n<div>\n<div class=\"wp-block-group nf-info-boxen\">\n<div class=\"wp-block-group__inner-container\">\n<p class=\"nf-boxen-p-gut-zu-wissen\"><strong>In brief:<\/strong><\/p>\n<ul class=\"infobox-ul\">\n<li class=\"infobox-li\">Ask yourself these questions and find the perfect investment that suits you and your financial goals<\/li>\n<li class=\"infobox-li\">We\u2019ll show you a whole range of different investment options that are suitable for a variety of goals<\/li>\n<li class=\"infobox-li\">We\u2019ll look at the pros and cons of each asset class so that you can get an overview<\/li>\n<\/ul>\n<\/div><\/div><\/div>\n\n\n\n<h2 class=\"wp-block-heading\">Find the best investment for you right now<\/h2>\n\n\n\n<p>There is no one-size-fits-all answer to the question of what the best investment is at the moment. It depends on the investor\u2019s goals and priorities. In this section, we look at some questions that potential investors should ask themselves before deciding on an investment.  <\/p>\n\n\n\n<h3 class=\"wp-block-heading\">What is my goal?<\/h3>\n\n\n\n<p>What exactly do you hope to achieve with your investment? Do you have a certain amount of money available for the time being, which you won\u2019t need again for another year? If so, a <strong>short-term investment<\/strong> would be suitable. Or perhaps, as mentioned in the introduction, you\u2019d like to invest for your <strong>children<\/strong>? In that case, depending on the child\u2019s age, you\u2019ll need a <strong>long-term investment<\/strong>.     <\/p>\n\n\n\n<p>You therefore need to know what your investment objective is so that you can take the potential investment horizon into account when making your choice. The desired investment period will allow you to rule out <strong>certain investment options right from the start<\/strong>. <\/p>\n\n\n\n<h3 class=\"wp-block-heading\">How much money is available?<\/h3>\n\n\n\n<p>The key factor is how much money an investor has available to invest. Should a large sum be invested all at once? Or is there <strong>less money<\/strong> available, which should be invested monthly in order to achieve the investment goals?   <\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>A potential investor should also give this careful consideration<\/li>\n\n\n\n<li>If, for example, you have a lot of money at your disposal, you have other options, such as property<\/li>\n\n\n\n<li>If, on the other hand, you\u2019d like to start small and invest money in smaller amounts each month, other asset classes are worth considering<\/li>\n<\/ul>\n\n\n\n<h3 class=\"wp-block-heading\">Am I covered?<\/h3>\n\n\n\n<p>Imagine the following situation: you want to meet up with a few friends, get into your car, and it simply won\u2019t start. In the worst-case scenario, something expensive might have broken down, requiring immediate cash. That\u2019s why every investor should have built up some sort of <strong>emergency fund<\/strong>.  <\/p>\n\n\n\n<div>\n<div class=\"wp-block-group nf-info-boxen-blau\"> \n<div class=\"wp-block-group__inner-container\"> <p class=\"nf-boxen-p-lesetipp\"><strong>Good to know: <\/strong><\/p> \n<p class=\"nf-boxen-p\">The purpose of an emergency fund is to ensure that every investor has a financial cushion to fall back on should unforeseen events arise. This means that an investor is not under pressure to, for example, suddenly have to sell securities. <\/p> \n<\/div><\/div><\/div>\n\n\n\n<p>If you haven\u2019t set aside an emergency fund yet, you should do so before you start investing. A different asset class is best suited for this purpose than for other goals, as you need to be able to access your <strong>money quickly at any time<\/strong>. <\/p>\n\n\n\n<h3 class=\"wp-block-heading\">Does my investment offer protection against inflation?<\/h3>\n\n\n\n<p>If you\u2019re already considering a particular investment, you should find out whether it can protect your money against <a href=\"https:\/\/www.destatis.de\/EN\/Themes\/Economy\/Prices\/Consumer-Price-Index\/_node.html\" target=\"_blank\" data-type=\"link\" data-id=\"https:\/\/www.destatis.de\/EN\/Themes\/Economy\/Prices\/Consumer-Price-Index\/_node.html\" rel=\"noreferrer noopener\">inflation<\/a>. This is a particularly important consideration if you\u2019re planning to invest your money for the <strong>long term<\/strong>. <\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>In a market economy, prices can change constantly<\/li>\n\n\n\n<li>When there is a general rise in prices, this is referred to as inflation<\/li>\n\n\n\n<li>For the same amount, you won\u2019t be able to get the same products or services afterwards<\/li>\n<\/ul>\n\n\n\n<p>This is how <strong>your money can lose its value<\/strong>. Traditional investment products, such as building society savings plans or savings accounts, no longer generate enough interest to protect your money. If investors want to invest their money for the long term, they therefore need to look to other asset classes.   <\/p>\n\n\n\n\n\n\n\n<h3 class=\"wp-block-heading\">Do I have any debts?<\/h3>\n\n\n\n<p>If you have any outstanding consumer loans, it\u2019s a good idea to pay them off first. Such loans can come with <strong>high interest rates<\/strong>. In many cases, it\u2019s worth paying off these loans before you start investing.   <\/p>\n\n\n\n<h3 class=\"wp-block-heading\">How willing am I to take risks?<\/h3>\n\n\n\n<p>Your risk tolerance is key to choosing your asset class. Shares on the stock market offer <strong>attractive potential returns<\/strong>, but they are subject to price fluctuations. Do you get really nervous when the price falls, or can you wait patiently for it to rise again?   <\/p>\n\n\n\n<div>\n<div class=\"wp-block-group nf-info-boxen-blau\"> \n<div class=\"wp-block-group__inner-container\"> <p class=\"nf-boxen-p-lesetipp\"><strong>Good to know: <\/strong><\/p> \n<p class=\"nf-boxen-p\">If an investor is very risk-averse, this should be taken into account when making a choice. However, with very safe investments, investors must accept that the returns are likely to be significantly lower. <\/p> \n<\/div><\/div><\/div>\n\n\n\n<p>Your <strong>age <\/strong>is also a factor in these matters. Young people can take significantly greater risks than older people, as they have plenty of time to make up for any potential losses.  <\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Take a good, hard look at how much risk you\u2019re willing to take<\/li>\n\n\n\n<li>Just because you\u2019re risk-averse doesn\u2019t mean you can only invest in very safe financial products<\/li>\n\n\n\n<li>A portfolio should consist of a safety component and a return component<\/li>\n\n\n\n<li>If security is important to you, you can allocate more resources to this module, and vice versa<\/li>\n<\/ul>\n\n\n\n<h3 class=\"wp-block-heading\">What are my priorities?<\/h3>\n\n\n\n<p>You may have already heard of the \u201c<strong>magic triangle\u201d of investing<\/strong>. It is a model that can help investors understand the specific advantages and disadvantages of an investment. <\/p>\n\n\n\n<p>The concept of the \u2018magic triangle\u2019 of investment is based on the idea that there are essentially three objectives investors aim to achieve through their investments: return, security and liquidity. <strong>Return <\/strong>refers to the profit you can make from an investment. <\/p>\n\n\n\n<p><strong>Security <\/strong>describes the level of risk involved in an investment. <strong>Liquidity <\/strong>refers to the availability of an asset class. With some investments, you are tied to specific terms; with others, you can easily withdraw your shares at any time.  <\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>It is important to note that not all investment objectives can be achieved equally well using just one asset class<\/li>\n\n\n\n<li>If you want a high level of security and liquidity, you\u2019ll struggle to achieve any return<\/li>\n\n\n\n<li>If, on the other hand, you are looking for a high return with a reasonable level of security, you will need to invest your money for the long term, with limited access to it<\/li>\n<\/ul>\n\n\n\n<div>\n<div class=\"wp-block-group nf-info-boxen-blau\"> \n<div class=\"wp-block-group__inner-container\"> <p class=\"nf-boxen-p-lesetipp\"><strong>Good to know: <\/strong><\/p> \n<p class=\"nf-boxen-p\">You should therefore consider exactly where your priorities lie. This will have a decisive influence on which investment is right for you. <\/p> \n<\/div><\/div><\/div>\n\n\n\n<h2 class=\"wp-block-heading\">What is the best investment right now? \u2013 Here are your options <\/h2>\n\n\n\n<p>Now that you\u2019ve considered the basic questions, we can take a closer look at potential investment options. You may well find that there are several asset classes suited to different objectives. <\/p>\n\n\n\n<h3 class=\"wp-block-heading\">Fixed-term deposits and instant access savings<\/h3>\n\n\n\n<p>These are <strong>very safe investment classes.<\/strong> You can use a <strong>call money account<\/strong> for day-to-day purposes. This is where you keep your money for daily shopping and routine deposits and withdrawals. Security and liquidity are very high, but you won\u2019t earn any returns.   <\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>A <strong>fixed-term savings account<\/strong> is a good option if you want to invest your money for a short period but will need it again in a year or two, for example<\/li>\n\n\n\n<li>This makes it a relatively short-term investment<\/li>\n\n\n\n<li>With a fixed-term deposit account, you sacrifice some of your liquidity, as your funds are tied up for a specific period<\/li>\n\n\n\n<li>In return, you can boost your returns slightly<\/li>\n<\/ul>\n\n\n\n<p>However, even with a fixed-term deposit account, you <strong>won\u2019t earn a high return<\/strong>. It\u2019s a suitable option if you want to invest a sum of <strong>money for a short period<\/strong> before you need it for something else. <\/p>\n\n\n\n<iframe width=\"560\" height=\"315\" src=\"https:\/\/www.youtube.com\/embed\/r8-fpAQB5Uc?si=_gbqt24CUS0xLAKZ\" title=\"YouTube video player\" frameborder=\"0\" allow=\"accelerometer; autoplay; clipboard-write; encrypted-media; gyroscope; picture-in-picture; web-share\" referrerpolicy=\"strict-origin-when-cross-origin\" allowfullscreen><\/iframe>\n\n\n\n<h3 class=\"wp-block-heading\">Shares <\/h3>\n\n\n\n<p>When you buy a share, you receive a security and become a <strong>co-owner <\/strong>of a company. Investors aim to buy undervalued shares with a view to selling them at a later date for a <strong>profit<\/strong>. There is another way to profit from shares: many companies pay out profits to their shareholders in the form of <strong><a href=\"https:\/\/en.wikipedia.org\/wiki\/Dividend\" target=\"_blank\" data-type=\"link\" data-id=\"https:\/\/en.wikipedia.org\/wiki\/Dividend\" rel=\"noreferrer noopener\">dividends<\/a><\/strong>.   This takes place at regular intervals. <\/p>\n\n\n\n<p>Shares are traded on the stock market and therefore carry a <strong>price risk<\/strong>. You can trade them at any time during the stock market\u2019s normal trading hours. They offer attractive potential returns, but also require a <strong>significant amount of research.<\/strong>  <\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>You need to learn more about analysis and find out as much as you can about the company in question in order to get a proper overview<\/li>\n\n\n\n<li>You also need to learn the basics of investing so that you can minimise your risks when trading<\/li>\n<\/ul>\n\n\n\n\n\n\n\n<h3 class=\"wp-block-heading\">ETFs <\/h3>\n\n\n\n<p>The term \u201cETFs\u201d stands for \u201cExchange Traded Funds\u201d. These are <strong>index funds traded on the stock exchange<\/strong>. Whilst active funds are managed and constructed by fund managers, passive funds track an index.  <\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>One example would be the S&amp;P 500<\/li>\n\n\n\n<li>An ETF tracking this index invests in the 500 largest US companies<\/li>\n\n\n\n<li>With just a single security, you can therefore invest in a large number of companies, which increases diversification<\/li>\n<\/ul>\n\n\n\n<p><strong><a href=\"https:\/\/northern.finance\/en\/etf\/etfs-or-shares\/\" data-type=\"post\" data-id=\"248396\">Shares or ETFs<\/a><\/strong>? One of the key advantages of this investment is the high level of diversification it offers compared to shares. We recommend ETFs tracking the MSCI World Index. These funds allow you to invest in the 1,600 largest companies in developed nations.   <\/p>\n\n\n\n<p>With ETFs, investors can enjoy <strong>attractive potential returns<\/strong> with a relatively high degree of security, provided they take the fundamentals into account. For example, ensure your <a href=\"https:\/\/northern.finance\/en\/etf\/etf-investment-strategy\/\" data-type=\"post\" data-id=\"5259\">ETF strategies<\/a> are well diversified.  This is a <strong>long-term investment<\/strong> that can be worthwhile if you want to build up your wealth over a long period of time. <\/p>\n\n\n\n<p>You should, however, exercise caution with sector-specific ETFs. These are not very diversified, as they invest only in specific sectors and aim to capitalise on positive performance in a particular area. Examples include a cannabis ETF or a clean energy ETF.<\/p>\n\n\n\n<figure class=\"wp-block-image size-large\"><img decoding=\"async\" width=\"1024\" height=\"474\" src=\"https:\/\/northern.finance\/wp-content\/uploads\/2024\/04\/Grafik-1-4-3-1024x474.png\" alt=\"\" class=\"wp-image-336301\" srcset=\"https:\/\/northern.finance\/wp-content\/uploads\/2024\/04\/Grafik-1-4-3-1024x474.png 1024w, https:\/\/northern.finance\/wp-content\/uploads\/2024\/04\/Grafik-1-4-3-300x139.png 300w, https:\/\/northern.finance\/wp-content\/uploads\/2024\/04\/Grafik-1-4-3-768x356.png 768w, https:\/\/northern.finance\/wp-content\/uploads\/2024\/04\/Grafik-1-4-3-1536x711.png 1536w, https:\/\/northern.finance\/wp-content\/uploads\/2024\/04\/Grafik-1-4-3-2048x948.png 2048w, https:\/\/northern.finance\/wp-content\/uploads\/2024\/04\/Grafik-1-4-3-scaled.png 2560w\" sizes=\"(max-width: 1024px) 100vw, 1024px\" \/><\/figure>\n\n\n\n<h3 class=\"wp-block-heading\">P2P<\/h3>\n\n\n\n<p>P2P, or peer-to-peer, refers <strong>to loans between two private individuals<\/strong>. There is no need for a bank, which often involves a great deal of red tape. Instead, such loans are arranged via so-called P2P platforms.  <\/p>\n\n\n\n<p>An investor <strong>can lend money to an individual for a personal <\/strong>project and receive interest in return. The platforms aim to ensure transparency, which is why borrowers are categorised according to their credit ratings. These <strong>credit <\/strong>ratings help investors to assess the risk associated with each loan.  <\/p>\n\n\n\n\n\n\n\n<p>Such loans can <strong>carry a degree of risk<\/strong>, which is why it is important to <strong>diversify <\/strong>your investment portfolio. Furthermore, they offer the potential for <strong>attractive returns<\/strong>, which is why P2P loans could be a suitable component of your investment strategy. You might be interested in our <a href=\"https:\/\/northern.finance\/en\/p2p\/the-big-p2p-loan-comparison\/\" data-type=\"post\" data-id=\"240754\">P2P loan comparison<\/a>.  <\/p>\n\n\n<div class=\"wp-block-image\">\n<figure class=\"aligncenter size-large\"><img decoding=\"async\" width=\"1024\" height=\"474\" src=\"https:\/\/northern.finance\/wp-content\/uploads\/2024\/04\/Grafik-2-6-2-1024x474.png\" alt=\"\" class=\"wp-image-336307\" srcset=\"https:\/\/northern.finance\/wp-content\/uploads\/2024\/04\/Grafik-2-6-2-1024x474.png 1024w, https:\/\/northern.finance\/wp-content\/uploads\/2024\/04\/Grafik-2-6-2-300x139.png 300w, https:\/\/northern.finance\/wp-content\/uploads\/2024\/04\/Grafik-2-6-2-768x356.png 768w, https:\/\/northern.finance\/wp-content\/uploads\/2024\/04\/Grafik-2-6-2-1536x711.png 1536w, https:\/\/northern.finance\/wp-content\/uploads\/2024\/04\/Grafik-2-6-2-2048x948.png 2048w, https:\/\/northern.finance\/wp-content\/uploads\/2024\/04\/Grafik-2-6-2-scaled.png 2560w\" sizes=\"(max-width: 1024px) 100vw, 1024px\" \/><\/figure>\n<\/div>\n\n\n<h3 class=\"wp-block-heading\">Real estate<\/h3>\n\n\n\n<p>There are various ways to benefit from property. For example, if you live in your own home, you <strong>don\u2019t have to pay rent<\/strong> and can invest more money.  <\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Alternatively, you can let out a property and benefit from a regular income<\/li>\n\n\n\n<li>The location of the building is important here<\/li>\n\n\n\n<li>On top of that, there are maintenance costs, which arise on a regular basis and can be particularly high in the case of older properties<\/li>\n<\/ul>\n\n\n\n<p>However, investors don\u2019t need to be able to afford their own property to benefit from the property market. You could, for example, invest in property funds. <strong>Open-ended property funds<\/strong> usually invest in multiple properties, which helps to reduce the risk. You can often share in the rental income.  <\/p>\n\n\n\n<p><strong>Closed-end property funds<\/strong> raise money to finance a property. Once the financing is in place, investors can no longer buy shares. Such projects offer little in the way of diversification; they usually consist of just one property or a <strong>very small<\/strong> number of properties.  <\/p>\n\n\n\n<h3 class=\"wp-block-heading\">Loans<\/h3>\n\n\n\n<p>These are fixed-income securities. At the end of a specified term, lenders receive back the money they invested and lent, plus interest. There are <strong>various types<\/strong> of bonds, such as <strong>corporate bonds<\/strong> and <strong>government bonds<\/strong>.   <\/p>\n\n\n\n<p>Here, too, bonds are rated <strong>according to their level of risk<\/strong>. <strong>Credit ratings<\/strong> range from AAA (no risk) to D (high risk, default likely). This system enables investors to build their own portfolio in line with their investment strategy and risk profile.  <\/p>\n\n\n\n<h2 class=\"wp-block-heading\">Conclusion: What is the best investment at the moment?<\/h2>\n\n\n\n<p>To sum up, we have presented a few questions that can help you take a close look at your wishes and goals. Based on these questions, you can <strong>develop a strategy<\/strong> and make it easier to decide on an investment.  <\/p>\n\n\n\n<p>These include, <strong>among others, the following questions<\/strong>: What are your investment goals? Is your money protected against inflation? Have you built up a nest egg for unforeseen events? Are you more of a risk-taker, risk-averse, or somewhere in between?   <\/p>\n\n\n\n<p>We have also outlined a few investment options for you. As a general rule, your portfolio should consist of a growth component and a safety component. The <strong>safety component<\/strong> could, for example, include a fixed-term deposit and a call money account. Government bonds from stable countries could also be a suitable option here.    <\/p>\n\n\n\n<p>P2P loans or shares, for example, are suitable for the <strong>return component<\/strong>. With the help of ETFs, you can easily invest in a large number of shares and thereby reduce your risk. There are also various ways for you to participate in the property market. You might also be interested in the topics \u201c<a href=\"https:\/\/northern.finance\/en\/learn-how-to-invest\/the-10-best-investments\/\" data-type=\"post\" data-id=\"248130\">The 10 best investments<\/a>\u201d, \u201c<a href=\"https:\/\/northern.finance\/en\/etf\/10-best-etfs-for-the-future\/\" data-type=\"post\" data-id=\"237207\">10 best ETFs<\/a>\u201d or \u201c<a href=\"https:\/\/northern.finance\/en\/etf\/creating-an-etf-portfolio\/\" data-type=\"post\" data-id=\"4398\">My ETF portfolio\u201d?<\/a>   <\/p>\n\n\n\n<h3 class=\"wp-block-heading\">FAQ &#8211; Frequently asked questions<\/h3>\n\n\n<div class=\"wp-block-uagb-faq uagb-faq__outer-wrap uagb-block-9d1d1113 uagb-faq-icon-row uagb-faq-layout-accordion uagb-faq-expand-first-true uagb-faq-inactive-other-true uagb-faq__wrap uagb-buttons-layout-wrap uagb-faq-equal-height     \" data-faqtoggle=\"true\" role=\"tablist\"><div class=\"wp-block-uagb-faq-child uagb-faq-child__outer-wrap uagb-faq-item uagb-block-b0e92c11 \" role=\"tab\" tabindex=\"0\"><div class=\"uagb-faq-questions-button uagb-faq-questions\">\t\t\t<span class=\"uagb-icon uagb-faq-icon-wrap\">\n\t\t\t\t\t\t\t\t<svg xmlns=\"https:\/\/www.w3.org\/2000\/svg\" viewBox= \"0 0 448 512\"><path d=\"M432 256c0 17.69-14.33 32.01-32 32.01H256v144c0 17.69-14.33 31.99-32 31.99s-32-14.3-32-31.99v-144H48c-17.67 0-32-14.32-32-32.01s14.33-31.99 32-31.99H192v-144c0-17.69 14.33-32.01 32-32.01s32 14.32 32 32.01v144h144C417.7 224 432 238.3 432 256z\"><\/path><\/svg>\n\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t<span class=\"uagb-icon-active uagb-faq-icon-wrap\">\n\t\t\t\t\t\t\t\t<svg xmlns=\"https:\/\/www.w3.org\/2000\/svg\" viewBox= \"0 0 448 512\"><path d=\"M400 288h-352c-17.69 0-32-14.32-32-32.01s14.31-31.99 32-31.99h352c17.69 0 32 14.3 32 31.99S417.7 288 400 288z\"><\/path><\/svg>\n\t\t\t\t\t\t\t<\/span>\n\t\t\t<span class=\"uagb-question\"><strong>Why should I invest?<\/strong><\/span><\/div><div class=\"uagb-faq-content\"><p>There are many good reasons to invest your money. Investing makes it easier for investors to achieve their financial goals. It can also be used to grow wealth through the power of compound interest. It is also important to protect your money against inflation. Inflation is a general rise in prices. As a result, your wealth can gradually lose value. Over time, you will be able to buy fewer goods and services for the same amount of money.       <\/p><\/div><\/div><div class=\"wp-block-uagb-faq-child uagb-faq-child__outer-wrap uagb-faq-item uagb-block-5178fe24 \" role=\"tab\" tabindex=\"0\"><div class=\"uagb-faq-questions-button uagb-faq-questions\">\t\t\t<span class=\"uagb-icon uagb-faq-icon-wrap\">\n\t\t\t\t\t\t\t\t<svg xmlns=\"https:\/\/www.w3.org\/2000\/svg\" viewBox= \"0 0 448 512\"><path d=\"M432 256c0 17.69-14.33 32.01-32 32.01H256v144c0 17.69-14.33 31.99-32 31.99s-32-14.3-32-31.99v-144H48c-17.67 0-32-14.32-32-32.01s14.33-31.99 32-31.99H192v-144c0-17.69 14.33-32.01 32-32.01s32 14.32 32 32.01v144h144C417.7 224 432 238.3 432 256z\"><\/path><\/svg>\n\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t<span class=\"uagb-icon-active uagb-faq-icon-wrap\">\n\t\t\t\t\t\t\t\t<svg xmlns=\"https:\/\/www.w3.org\/2000\/svg\" viewBox= \"0 0 448 512\"><path d=\"M400 288h-352c-17.69 0-32-14.32-32-32.01s14.31-31.99 32-31.99h352c17.69 0 32 14.3 32 31.99S417.7 288 400 288z\"><\/path><\/svg>\n\t\t\t\t\t\t\t<\/span>\n\t\t\t<span class=\"uagb-question\"><strong>What is the best investment at the moment?<\/strong><\/span><\/div><div class=\"uagb-faq-content\"><p>This question depends on what exactly you expect from an investment and what goals you have set yourself. If you want to build up your wealth over the long term, ETFs are a good option, for example. If, on the other hand, you only want to invest your money temporarily and will need it back in a year\u2019s time, a fixed-term deposit account might be suitable. If you are already investing in ETFs and want to increase your returns, P2P lending could be an interesting option for you.   <\/p><\/div><\/div><\/div>","protected":false},"excerpt":{"rendered":"<p>You may be just starting to look into the world of finance and investing because you want to sort out your retirement savings. Or perhaps you\u2019ve had a baby and want to set some money aside to pay for their driving licence and other future expenses. The question of what you want to achieve with [&hellip;]<\/p>\n","protected":false},"author":2,"featured_media":336610,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"inline_featured_image":false,"_uag_custom_page_level_css":"","footnotes":""},"categories":[1039],"tags":[],"class_list":["post-336292","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-learn-how-to-invest"],"acf":[],"uagb_featured_image_src":{"full":["https:\/\/northern.finance\/wp-content\/uploads\/2024\/04\/EN-Beste-Geldanlage-momentan-\u2013-Geld-investieren-im-Jahr-2024-2.png",1280,720,false],"thumbnail":["https:\/\/northern.finance\/wp-content\/uploads\/2024\/04\/EN-Beste-Geldanlage-momentan-\u2013-Geld-investieren-im-Jahr-2024-2-150x150.png",150,150,true],"medium":["https:\/\/northern.finance\/wp-content\/uploads\/2024\/04\/EN-Beste-Geldanlage-momentan-\u2013-Geld-investieren-im-Jahr-2024-2-300x169.png",300,169,true],"medium_large":["https:\/\/northern.finance\/wp-content\/uploads\/2024\/04\/EN-Beste-Geldanlage-momentan-\u2013-Geld-investieren-im-Jahr-2024-2-768x432.png",768,432,true],"large":["https:\/\/northern.finance\/wp-content\/uploads\/2024\/04\/EN-Beste-Geldanlage-momentan-\u2013-Geld-investieren-im-Jahr-2024-2-1024x576.png",1024,576,true],"1536x1536":["https:\/\/northern.finance\/wp-content\/uploads\/2024\/04\/EN-Beste-Geldanlage-momentan-\u2013-Geld-investieren-im-Jahr-2024-2.png",1280,720,false],"2048x2048":["https:\/\/northern.finance\/wp-content\/uploads\/2024\/04\/EN-Beste-Geldanlage-momentan-\u2013-Geld-investieren-im-Jahr-2024-2.png",1280,720,false]},"uagb_author_info":{"display_name":"Aleks Bleck","author_link":"https:\/\/northern.finance\/en\/author\/phil-nf\/"},"uagb_comment_info":0,"uagb_excerpt":"You may be just starting to look into the world of finance and investing because you want to sort out your retirement savings. Or perhaps you\u2019ve had a baby and want to set some money aside to pay for their driving licence and other future expenses. The question of what you want to achieve with&hellip;","_links":{"self":[{"href":"https:\/\/northern.finance\/en\/wp-json\/wp\/v2\/posts\/336292","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/northern.finance\/en\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/northern.finance\/en\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/northern.finance\/en\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/northern.finance\/en\/wp-json\/wp\/v2\/comments?post=336292"}],"version-history":[{"count":7,"href":"https:\/\/northern.finance\/en\/wp-json\/wp\/v2\/posts\/336292\/revisions"}],"predecessor-version":[{"id":336943,"href":"https:\/\/northern.finance\/en\/wp-json\/wp\/v2\/posts\/336292\/revisions\/336943"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/northern.finance\/en\/wp-json\/wp\/v2\/media\/336610"}],"wp:attachment":[{"href":"https:\/\/northern.finance\/en\/wp-json\/wp\/v2\/media?parent=336292"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/northern.finance\/en\/wp-json\/wp\/v2\/categories?post=336292"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/northern.finance\/en\/wp-json\/wp\/v2\/tags?post=336292"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}