Debitum Investments attracts investors with returns of up to 15% and an almost perfect repayment record. Sounds too good to be true? I have been investing through the platform for some time now and have invested over €14,000. In this review, I will share my personal experiences with Debitum Investments, potential risks and disadvantages, and […]
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Monefit has established itself as a lucrative alternative to traditional instant access savings accounts: the company uses its experience in the field of personal lending to pay you a generous 7.5% interest with immediate availability. With a slightly longer commitment, you can even get up to 10.5%! I have been with them for more than […]
As one of the first neobrokers on the German market, Trade Republic has quickly become one of the most popular providers. However, Trade Republic is no longer the only choice when it comes to selecting the right neobroker. In recent years, exciting Trade Republic alternatives have established themselves. In brief: For share and ETF trading, […]
Peer-to-peer lending is becoming increasingly popular – no wonder, given the high returns! But there are big differences between the individual platforms. For six years now, the Northern Finance P2P lending comparison has been helping you find the best deals and avoid dubious providers. In brief: The individual P2P lending providers have different focuses and […]
Do you work as a programmer and put a lot of energy into complex projects and innovative software solutions every day? Even if your income is often above average, you probably feel that rising living costs and growing expenses are increasingly limiting your financial freedom. As a programmer, you have excellent opportunities to build up […]
Imagine receiving €1,000 or more in your account every month without having to actively work for it. This would make you much less dependent on your job or future pension. A high passive income means pure financial freedom, allowing you to live, travel and enjoy life on your own terms while smart systems work for […]
Do you work as a dentist and are fully committed to your patients? Even though your earnings are usually above average, you have probably noticed that rising living expenses and high housing costs, especially in urban areas, are increasingly limiting your financial freedom. As a dentist, you have excellent opportunities to make smart decisions early […]
When people talk about neobrokers, these two names are always mentioned first: Scalable Capital and Trade Republic are the best-known examples of affordable, simple brokers for everyone. This naturally raises the question: ‘Which is better, Scalable Capital or Trade Republic?’ We have the answers! In brief: A comparison of Scalable Capital and Trade Republic reveals […]
Imagine you are standing in a pharmacy and urgently need to buy some medicine. But only digital payments are accepted. Even though you have cash, you can no longer buy it. What sounded like a theoretical discussion a few years ago may soon become reality in many countries. Cash is gradually being phased out, while […]
Afranga is a relatively unknown P2P platform from Bulgaria that has also been overlooked by Northern Finance so far. A mistake, as my personal experience shows! I have invested €3,000 so far and taken a close look at the provider for you. In brief: Afranga is a peer-to-peer marketplace from Bulgaria that allows you to […]
You work as a craftsman (electrician, plumber, carpenter, tailor…) and put in a solid effort every day. Perhaps you are wondering whether your current financial situation will really suffice for the future. Even though your income is generally stable, you probably feel that rising living costs and high rents, especially in many cities, are increasingly […]
Investment strategies involving covered call ETFs have been the talk of the town lately. These index funds promise high distributions generated by forward transactions. We have taken a closer look at this topic and are sharing our findings with you. You will learn how they work, what you need to look out for, and whether […]
You work as a teacher and have a secure job, but perhaps you wonder whether that will really be enough in the long run? Even if your income is stable, you may notice that rising living costs and high rents, especially in cities, are putting more and more pressure on you. As a teacher, you […]
Forestry projects are a very small but increasingly popular niche in the P2P market. FF Forest is a new platform that offers forestry investments with a very attractive 18% interest rate per annum. Find out how it works and what the catch is here. In brief: FF Forest buys forest land, reforests it and then […]
As a tax advisor, you have a secure job, but sometimes wonder whether that is really enough in the long term. Despite stable incomes, tax advisors in large cities in particular are coming under increasing pressure from rising living costs and property prices. As a tax advisor, you are ideally placed to implement well-thought-out financial […]
Inflation is a constant companion in Germany: in the long term, it can devalue your money and means that you can buy fewer and fewer products and services for the same amount. Perhaps you are wondering how you can invest your money to effectively counteract this devaluation? Let’s take a look at the 10 best […]
Mintos or Bondora: a direct comparison of the two largest P2P platforms! Here you can find out when and for whom which provider is suitable, what risks and opportunities there are, and what you should consider when investing! In brief: The two largest P2P platforms, Mintos and Bondora, offer very different advantages for investors. You […]
You are an engineer and have a secure job, but still wonder whether that will be enough in the long term? Investing money has become a crucial topic among engineers. Whether it’s for a comfortable retirement, the best education for your children or the dream of owning your own home in an attractive location. Despite […]
You are a civil servant and have a secure job, but still wonder whether that will be enough in the long term? A relaxed life in old age, educating your children or owning a home in a good location are now much more expensive than they were a few years ago. Despite the security they […]
As a doctor, you bear responsibility for others on a daily basis, but your own financial future falls by the wayside. While you invest years in studying, further training and setting up your practice, there is often little time left for actually building up your assets. Yet this is precisely the key to generating additional […]
Instant access savings accounts are practically dead: the current ECB base rate stands at just 2% in October 2025. So it’s no wonder that more and more savers are specifically looking for better alternatives. In this article, I’ll show you my personal alternatives to instant access savings accounts and how I use them to generate […]