Trade Republic bonus: Is the €15 bonus still valid?
Even though other websites talk about a new customer bonus, there is currently no Trade Republic bonus. The online broker is currently offering 3.25 % interest on your uninvested capital. Click here to join directly and secure your monthly interest!
If you still want to secure an attractive bonus, you should take a look at Freedom24. As a new customer, you can receive up to 20 free shares until 31.10.2025, with a median value of between EUR 79 and EUR 529.
In brief:
- No new customer bonus 2025: There is no new customer bonus in the form of free shares or fractions.
- Attractive interest rates: Customers receive 3.25 % interest per year on their credit balance, which is an attractive alternative.
- Simple conditions: To receive the bonus, you must open a securities account and make a deposit.
- No hidden costs: Trade Republic offers transparent fees with no hidden costs.
Why Trade Republic is the ideal broker for beginners
This transparency and user-friendliness make Trade Republic particularly attractive for beginners who want to start trading with Trade Republic without much effort and without hidden costs.
| Feature | Description |
| Low costs | Commission-free trading, only a third-party fee of 1 euro per trade |
| User friendliness | Simple operation of the mobile app, no prior knowledge required |
| Custody account management | No custody fees |
| Financial products offered | Over 6,500 shares, more than 500 ETFs, various derivatives, growing selection of cryptocurrencies |
| ETF savings plans | Over 4,000 commission-free ETF savings plans to support long-term wealth accumulation |
| Target group | Particularly attractive for beginners due to low costs, transparency and user-friendliness |
| Flexibility and accessibility | Constant access to the custody account via the mobile app, whether at home or on the move |
| Attractive interest rates | 3.25 % interest per year (monthly credit) |
| Safeback | 1% of your authorised card spending is paid into a savings plan of your choice. To take advantage of the offer, you must invest at least €50 in savings plans each month. |
The classic Trade Republic new customer bonus: The past
In the past, Trade Republic offered an attractive new customer bonus to make it easier for new investors in particular to start trading shares. This bonus often consisted of a starting balance or a free share that was credited to the securities account as soon as the account was opened. For many beginners, this was an ideal opportunity to gain their first experience of the stock market without taking a major financial risk.
The advantage of this new customer bonus was clear: investors could participate in the market with a small ‘starting capital’ and benefit directly from potential price gains without having to invest a lot of capital themselves. This made Trade Republic particularly attractive for newcomers who were looking for a risk-free way to take their first steps in securities trading.
However, this offer has changed over time. In 2025, Trade Republic no longer offers a traditional new customer bonus in the form of free shares or starting credit. Instead, the focus is now on an attractive interest rate of 3.25 % p.a. on the uninvested balance.
The alternative: 3.25 % interest p.a. on your credit balance
Instead of a Trade Republic new customer bonus, the broker now offers an extremely attractive interest offer of 3.25 % p.a. on the non-interest-bearing balance. This offer is particularly interesting in times when traditional savings accounts often offer hardly any interest.
The interest rate applies to all Trade Republic customers and is applied to the entire balance – regardless of the amount. There is no minimum investment amount, which makes it particularly easy to get started. This means that you can benefit from the interest even with small amounts.
Compared to other traditional bank products such as call money accounts or savings accounts, which often offer interest rates below 1%, the Trade Republic interest offer represents an attractive opportunity to park your money safely and at the same time achieve a predictable return.
Comparison: Previous new customer bonus vs. current interest offer
To better understand how Trade Republic’s current interest offer compares to the previous new customer bonus, let’s take a look at a detailed comparison:
| Feature | Early new customer bonus | Current interest offer (2025) |
| Type of bonus | Free share or starting credit | 3.25 % interest p.a. on credit balances |
| Capital required | None | From the first euro |
| Risk | Share price dependent | Low (fixed interest rate) |
| Long-term return opportunity | High potential returns through price increases | Stable, but lower earnings |
| Flexibility | Shares can be sold | Money is available at all times |
How does interest work at Trade Republic?
The interest rate at Trade Republic is uncomplicated. As soon as you open an account with Trade Republic and deposit funds, these funds automatically start to earn interest at 3.25 % p.a.. The interest is credited monthly and applies to the entire balance in your clearing account. You can withdraw your money at any time without incurring fees or losing the interest.
Example calculation: If you deposit 10,000 euros into your clearing account with Trade Republic, you would receive 375 euros in interest per year at an interest rate of 3.25 % p.a.. This amount may seem small compared to possible share profits, but it offers the great advantage of being secure and predictable.
| Credit balance | Interest rate p.a. | Interest after one year |
| 1.000€ | 3,25 % | 32,50€ |
| 5.000€ | 3,25 % | 162,50€ |
| 10.000€ | 3,25 % | 325€ |
| 50.000€ | 3,25 % | 1.625€ |
Advantages and disadvantages of the Trade Republic interest offer
As with any financial product, there are advantages and disadvantages to the Trade Republic interest offer that you should take into account:
Advantages:
- Attractive interest rate: At 3.25 % p.a., Trade Republic is well above the rates offered by traditional bank products.
- No minimum investment amount: Even small amounts earn interest.
- Security: The interest rate is fixed and offers a lower risk compared to shares.
- Simple handling: No complex investment strategies are necessary to benefit from the interest.
Disadvantages:
- Limited return: Interest rates are attractive, but do not offer the same return potential as shares, where higher returns are possible through price gains.
- No share participation: In contrast to the previous new customer bonus, there is no opportunity to benefit from share price increases.
- Inflation risk: In the event of high inflation, the real return could be reduced by the fixed interest rate.
What can you do with the interest you earn with Trade Republic?
Trade Republic interest offers you a wide range of opportunities to start trading immediately. With this broker bonus, for example, you can invest in a share of your choice. This means that you can acquire shares in a company and thus participate in its development. If you are orientated towards the long term, investing in ETFs (Exchange Traded Funds) is a good option.
ETFs are funds that track an index, such as the DAX or the S&P 500. With your bonus, you can already invest in the best ETFs and thus enter the market with a broad diversification.
A particularly attractive feature of Trade Republic is the option of using commission-free ETF savings plans. This allows you to save the bonus for other investments that would otherwise cost transaction fees.
Savings plans are a simple and convenient way to build up assets regularly and without much effort. You can invest in an ETF savings plan for as little as 1 euro per month. This is ideal for investors who regularly invest small amounts and want to build up considerable assets over time.
In addition to shares and ETFs, Trade Republic also offers trading in cryptocurrencies such as Bitcoin, Ethereum, Litecoin and Bitcoin Cash. Cryptocurrencies are digital currencies that are based on blockchain technology and have become increasingly important in recent years.
With your bonus, you can gain your first experience in crypto trading without risking your own money. This is particularly useful to see how the crypto market behaves and whether this type of investment suits your strategy.
Good to know:
Open a securities account with Trade Republic, make your first deposit and secure 3.25% interest. Perfect for beginners and experienced traders.
Differentiation from other brokers
A significant advantage of Trade Republic compared to other brokers is the simplicity and transparency of the bonus conditions. While many brokers entice traders with high bonuses, the requirements are often complicated and difficult to fulfil.
For example, some providers require high minimum deposits or a certain trading volume before the bonus is paid out. These hurdles can act as a deterrent, especially for beginners, and make it difficult to get started.
Our Trade Republic experience, on the other hand, shows that the conditions are clear and easy to understand. All you have to do to receive the bonus is simply open an account, make a first deposit and trade. There are no hidden costs at Trade Republic or unexpected hurdles that could block your path to the bonus.
This transparency makes Trade Republic particularly attractive, as you know right from the start what to expect and how you can fully utilise the bonus. In addition, your capital benefits from Trade Republic’s low trading fees, which gives you more financial leeway for investments.
A comparison between Scalable Capital vs Trade Republic shows that both platforms have advantages and disadvantages. While Scalable Capital scores with its comprehensive robo-advisor services, Trade Republic impresses with extremely low trading costs and a wide range of commission-free ETF savings plans.
Both providers are leaders in the broker comparison, with Trade Republic being particularly suitable for low-cost trading, while Scalable Capital offers automated asset management.
If you are looking for a traditional broker bonus, you could find just the right thing at Freedom24. New customers have the opportunity to receive up to 20 free shares with a median value of between EUR 79 and 529 until 31.10.2025. This offer is particularly interesting for investors who are looking for quick rewards.
Good to know:
Trade Republic offers transparent fees with no hidden costs, so you can enjoy the full benefit of your investment.
Missing demo account function
A frequent request from newcomers to trading is the question of a demo account. A demo account makes it possible to try out the platform and trading risk-free with virtual money.
However, Trade Republic does not offer a classic demo account. This can initially be a challenge for beginners, as it requires direct access to real trading.
However, Trade Republic compensates for this missing feature by allowing you to enter with as little as one euro. This offers you the advantage of receiving real market feedback immediately without risking a lot of money. As a result, you immediately gain valuable experience for your future trading decisions. The platform is also very user-friendly, so you can easily get to grips with it even without a demo account.
How do you benefit from Trade Republic in the long term?
The Trade Republic bonus is just the beginning of your journey. Once you have received and used the bonus, many other benefits are available to you. Regularly investing in shares, ETFs or savings plans is a proven method of building long-term wealth.
A major advantage of Trade Republic is the ability to plan for the long term and benefit from favourable conditions. The platform allows you to invest regularly in savings plans and thus build up considerable assets over time.
You can also use the return calculator to calculate your potential gains and adjust your investment strategy accordingly. The ETF savings plan comparison shows you which options offer the best potential returns and helps you to find the right plan for you.
Good to know:
The interest income can be used to buy shares, ETFs, cryptocurrencies and for commission-free ETF savings plans.
Conclusion: Secure 3.25% interest as a Trade Republic bonus now
The Trade Republic bonus of 3.25% is an excellent opportunity to immerse yourself in the world of trading without any great risk. Opening an account is quick and easy, and the bonus is available to you immediately after your first trading activity.
Use this opportunity to build up your portfolio and familiarise yourself with the many possibilities offered by Trade Republic. The combination of low fees, a user-friendly app and a wide range of tradable securities makes Trade Republic an ideal choice for anyone who wants to start building a long-term portfolio.
Don’t hesitate any longer and open your securities account with Trade Republic today to benefit from this attractive offer. Secure your 3.25% interest and get started! The ideal introduction to trading awaits you!
FAQ – Frequently asked questions about the Trade Republic bonus
