P2P loans have once again performed very well in the past year, delivering strong double-digit returns to investors. The market continues to grow and more and more P2P platforms are being added – but which providers are really worth it? We have compared the best platforms in Europe for you and present our top 10 […]
Top 10 P2P loan providers
Which P2P provider offers you the best return and the greatest security? Our ranking will tell you.
to the ranking
Aleks Bleck
About me
My name is Aleks Bleck and I run Northern Finance, the largest and fastest growing channel with a focus on P2P loans in the German-speaking world.
I have been investing for nine years and blogging about this exciting asset class for five years, earning 10-15% per year myself.
Known from
Focus
In addition to the best platforms for P2P loans, I blog about ETFs, the most important and easiest way to build up long-term wealth. Here you can stay up to date on brokers, savings plans and favorable conditions.
Experience
I share my knowledge of investment and corporate banking with you and visit the P2P platforms on site so that you can better assess the risks, opportunities and current developments in this area.
39.000
subscribers
on Youtube
12%
Average return
per year
97%
Likes to dislikes
about all videos
What the community says about Northern Finance
Great overview of different platforms & their loans. Always up to date.
Philipp
Viewers
Your videos and all the work you put into them are simply worth their weight in gold!
Marcel
Viewers
Great content! As before. Can only recommend Northern Finance to everyone.
Robin
Viewers
The latest articles in the P2P Blog
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Debitum proves that size isn’t everything. My experiences with Debitum show: Here you can count on more than 11 percent return (after deductions of possible failures)! How this works, what advantages and problems there are and what you should pay attention to, I’ll show you in my experience report. In brief: Debitum is a P2P […]
Frequently asked questions
As the largest and fastest growing community in Europe with a focus on P2P loans, you will always find the latest information, developments and the best exchange with other investors here. In addition to alternative investments, you will also find the latest information and comparisons with conventional investments in ETFs and ETF savings plans, as well as summaries of important financial policy events, such as plans to increase taxes and their specific impact on private investors.
Northern Finance stands for more income with P2P loans and ETFs.
- ETFs are one of the best ways to build up assets in a simple and diversified way. We show you how you can build up an ETF portfolio, what points are important, what risks and opportunities await you and where you can find the best conditions for your portfolio
- P2P loans are a new asset class in which investors can invest in other people's loans and earn 10-12% per year. At Northern Finance you will find experience reports, tips, news and interviews with the best platforms from Europe
What Deutschlandfunk says about P2P loans (4 minutes)
P2P loans offer you the opportunity to earn a high return while the market for loans shows only a low correlation with the stock markets. In concrete terms, this means that a stock market year can be bad, but you can still earn a good return with P2P during this bad phase.
At the same time, you can also build up a diversified portfolio with P2P and invest not only in other people's consumer loans, but also in real estate and corporate financing, as well as other forms of financing, thereby building up a passive income.
While past events and returns are not guaranteed for the future, they can be an indicator. Aleks' returns in recent years have always been around 11% per year for P2P loans, while they have been slightly higher for ETFs.
First and foremost we post videos every Wednesday and Sunday on YouTube, if you prefer reading we also publish two new articles on the blog every week! You can also subscribe to the weekly podcast, get new content every day on Instagram and occasionally TikToks.
At Northern Finance, you will only be introduced to products and services that Aleks uses himself and is convinced of. If this changes for a product or service, you will be informed immediately in new videos. Aleks also takes his experience from investment and corporate banking into the world of private investors and regularly conducts discussions and interviews with all the companies mentioned in order to offer you the greatest possible transparency.
If you have any questions about P2P loans, it's best to take a look at the forum for personal loans and if you have questions about ETFs, you can ask them in the corresponding video. Alternatively, you can also send Aleks a message by email or Instagram, but don't expect any investment advice.
Aleks Bleck is the founder and operator of the YouTube channel, the Facebook, TikTok and Instagram page Northern Finance, as well as the group Forum für Privatkredite - P2P-Community DE, AT & CH. Born and raised in Frankfurt am Main, Aleks now lives in Pafos on the west coast of Cyprus and has been blogging about P2P and ETFs twice a week for three years.
The choice is yours
- Browse my main YouTube channel for the most interesting topics for you
- Or here in the blog for articles as text
- What Deutschlandfunk says about P2P loans (duration: 4 minutes)