Scalable Capital bonus: Is the €50 bonus still valid?
Even though other websites talk about a new customer bonus, there is currently no Scalable Capital bonus. The online broker is currently offering 2.6 % interest on your uninvested capital. Click here to join directly and secure your monthly interest!
If you still want to secure an attractive bonus, you should take a look at Freedom24. As a new customer, you can receive up to 20 free shares until 30.06.2025, with a median value of between EUR 79 and EUR 529.
In brief:
- No new customer bonus 2025: There is no new customer bonus in the form of free shares or fractions.
- Attractive interest rates: Customers receive 2.6 % interest per year on their credit balance, which is an attractive alternative.
- Safe investment: Interest rates offer a low-risk opportunity to invest money and gain initial experience.
- No minimum investment: The interest rate applies from the first euro deposited, making it particularly easy to get started.
Why Scalable Capital is the ideal broker for beginners
Scalable Capital is known for its user-friendly app and low costs, which are particularly attractive for beginners. With the Scalable Capital bonus, you start without hidden fees and can invest directly in a wide range of financial products.
The intuitive user interface of the Scalable Capital app makes it particularly easy to make your first investments without feeling overwhelmed.
| Feature | Description |
| Low costs | You only pay 0.99 euros per trade. With an optional flat rate for 2.99 euros per month, you can carry out unlimited free trades. |
| User friendliness | Simple handling of the app, ideal for beginners who want to trade quickly and easily. |
| Custody account management | No custody account fees and easy account opening via the app or browser. |
| Financial products offered | There are over 6,000 shares, around 2,000 ETFs and numerous derivatives to choose from. |
| ETF savings plans | Scalable Capital offers over 2,000 free ETF savings plans, perfect for long-term wealth accumulation. |
| Target group | Besonders geeignet für Einsteiger dank niedriger Kosten, transparenter Konditionen und einfacher Nutzung. |
The classic Scalable Capital new customer bonus: The past
In the past, Scalable Capital offered a so-called new customer bonus, which was primarily intended to make it easier for beginners to enter the world of investing. This bonus included a free share or a fraction of a share that was credited to the new customer’s account. This was particularly attractive for those who wanted to gain initial experience without having to invest a lot of capital themselves.
The advantage of this offer was clear: new customers could benefit from the price gains without taking a major financial risk. This form of new customer bonus was the incentive for many people to opt for Scalable Capital, as it enabled them to enter the market with a kind of ‘seed capital’.
However, this offer has changed over the years and this new customer bonus will no longer be available in 2025. Instead, Scalable Capital offers an attractive alternative with 2.6% interest on uninvested capital.
Good to know:
Use Scalable Capital to invest in the 10 best value investments, including ETF investments as a savings plan, index funds and direct equity investments. This will ensure your long-term success.
The alternative: 2.6 % interest per year on your credit balance
Instead of enticing new customers with free shares, Scalable Capital is currently offering a very attractive interest rate of 2.6% per year on the balance. In times of low interest rates on savings accounts and fluctuating markets, this is an extremely tempting offer.
This interest rate applies to all customers. The interest is applied to the entire balance and there is no minimum investment amount. This means that you can start with small amounts and still benefit from the interest.
Compared to traditional savings accounts or call money accounts, which often offer interest rates far below 1%, this offer represents an attractive opportunity to park your money safely and earn a return at the same time.
Comparison: Previous new customer bonus vs. current interest offer
To better understand how Scalable Capital’s current offer compares to the previous new customer bonus, let’s take a look at a detailed comparison:
| Feature | Early new customer bonus | Current interest offer (2025) |
| Type of bonus | Free share or fraction of a share | 2.6 % interest per year on the credit balance |
| Capital required | None | From the first euro |
| Risk | Share price dependent | Low (fixed interest rate) |
| Long-term return opportunity | High potential returns through price increases | Stable, but lower earnings |
| Flexibility | Shares can be sold | Money is available at all times |
A comparison of Scalable Capital vs. Trade Republic shows differences in costs and offerings. A broker comparison will help you find the best platform for your investment strategy.
How does interest work at Scalable Capital?
Earning interest with Scalable Capital is very simple. As soon as you open an account and deposit money, interest begins to accrue on your balance. The interest rate of 2.6 % per year applies to the entire balance and is regularly credited to your account.
Example calculation: Let’s imagine you invest 10,000 euros with Scalable Capital. With an interest rate of 2.6 % per year, you would receive 260 euros in interest per year. This may not sound like much compared to potential equity gains, but it has the great advantage of being safe and predictable.
| Credit balance | Interest rate per year | Interest after one year |
| 1.000€ | 2,6 % | 26€ |
| 5.000€ | 2,6 % | 130€ |
| 10.000€ | 2,6 % | 260€ |
| 50.000€ | 2,6 % | 1.300€ |
Advantages and disadvantages of the Scalable Capital interest offer
As with any financial product, there are advantages and disadvantages to this offer that need to be considered. Let’s take a look at these in detail:
Advantages:
- Attractive interest rate: At 2.6 % per year, Scalable Capital is far above what traditional bank products offer.
- No minimum investment amount: Even small amounts earn interest right from the start.
- Security: The interest rate is fixed and offers low risk compared to shares.
- Simple handling: No complex investment strategies or decisions are necessary to benefit from the interest.
Disadvantages:
- Limited returns: While interest rates are attractive, they do not offer the same potential returns as shares, where significantly higher returns are possible through price gains.
- No share participation: In contrast to the previous new customer bonus, there is no opportunity to benefit from share price increases.
- Inflation risk: In the event of a high inflation rate, the real return could be reduced by the fixed interest rate.
Who is this offer suitable for?
Scalable Capital’s offering is aimed in particular at investors who want to enter the world of investing without a high level of risk. It offers an opportunity to earn interest on your own capital without exposing yourself to the risks of the stock markets. So who are the ideal target groups?
- Beginners: This is a simple and safe option for new investors who want to invest small amounts and observe the market.
- Savers: People looking for alternatives to traditional savings accounts will appreciate the higher interest rates.
- Conservative investors: This offer is ideal for investors who do not want to take any major risks but still want to achieve a return on their capital.
- Long-term strategists: For those who want to enter the stock market for the long term, this offer also provides an opportunity to earn interest on their capital temporarily while they wait for the right time to invest.
In the Scalable Capital vs. Smartbroker comparison, Scalable scores with its app and ETF savings plans, while Smartbroker could offer better conditions for special trading activities.
Comparison with other bonuses
The Scalable Capital bonus differs from the bonuses offered by other brokers, as it does not currently offer a classic new customer bonus such as free shares or bonuses. Instead, customers can benefit from attractive 2.6 % interest on uninvested credit balances.
Compared to other bonuses, such as the Trade Republic bonus, Scalable Capital focuses on long-term returns through interest, while brokers such as Trade Republic continue to offer bonuses in the form of free shares for new customers. A comparison of Trade Republic vs Scalable Capital shows that the decision between an interest offer and a welcome bonus often depends on the investment style.
Anyone still looking for a classic broker bonus could find what they are looking for at Freedom24. New customers can receive up to 20 free shares until 30.06.2025, with a median value of between EUR 79 and EUR 529. This offer is an exciting alternative, especially for investors looking for quick rewards.
Compared to other bonuses, such as the Smartbroker Bonus, Scalable Capital focuses on security and a fixed interest rate, which is particularly attractive for conservative investors. However, the choice of the best bonus depends heavily on personal goals – whether you prefer direct bonuses or long-term interest.
What does the future of investing look like?
The future of investing will be strongly characterised by automation, low costs and technological progress. Scalable Capital focuses on automated asset management and low-cost trading, enabling investors to increasingly benefit from data-driven and efficient investment strategies.
Artificial intelligence and big data will enable even more precise and flexible asset management, which will reinforce the trend towards personalisation. Investors will be able to create customised portfolios tailored to their individual goals and risk preferences.
Low costs will continue to be a key element as investors increasingly look for transparent fee structures and want to avoid high fees. Scalable Capital offers a competitive solution here, which is cost-efficient thanks to its automation.
In the current macroeconomic environment, where interest rates are rising again, Scalable Capital’s 2.6% per annum interest rate offering could be particularly attractive for investors looking for a safe and predictable return. Fixed-interest products could regain importance in the future, as they offer a lower-risk alternative in times of high market volatility.
Another important trend is sustainable investing, which is becoming increasingly popular with investors. Scalable Capital already offers sustainable investment strategies and this area is expected to grow further as ESG investing is increasingly promoted.
Conclusion: Is Scalable Capital’s offer worthwhile?
To summarise, Scalable Capital’s interest offer of 2.6% per annum is an extremely interesting opportunity for all customers who want to enter the world of investing without risk. It offers a secure interest rate, simple handling and no minimum investment amount, which makes it particularly attractive for beginners and conservative investors.
However, those looking for higher long-term returns should consider investing additionally in ETFs or shares, as these tend to offer higher returns over a longer period of time.
FAQ – Frequently asked questions
