You work as a teacher and have a secure job, but perhaps you wonder whether that will really be enough in the long run? Even if your income is stable, you may notice that rising living costs and high rents, especially in cities, are putting more and more pressure on you. As a teacher, you […]

Aleks Bleck
Aleks Bleck is the heart and soul of Northern Finance and was already a shareholder, lender and ETF investor at the age of 18. His focus is on P2P lending and passive ETFs. Aleks founded Northern Finance in 2017 while studying business administration in Lüneburg.
He built up the YouTube channel alongside his main job in investment and corporate banking before finally focusing on Northern Finance full-time.
- Investor for 10 years
- Business studies, investment and corporate banking
- Influencer for 8 years
X (Twitter) · YouTube · Instagram · Podcast: Spotify, Apple

Forestry projects are a very small but increasingly popular niche in the P2P market. FF Forest is a new platform that offers forestry investments with a very attractive 18% interest rate per annum. Find out how it works and what the catch is here. In brief: FF Forest buys forest land, reforests it and then […]

As a tax advisor, you have a secure job, but sometimes wonder whether that is really enough in the long term. Despite stable incomes, tax advisors in large cities in particular are coming under increasing pressure from rising living costs and property prices. As a tax advisor, you are ideally placed to implement well-thought-out financial […]

Inflation is a constant companion in Germany: in the long term, it can devalue your money and means that you can buy fewer and fewer products and services for the same amount. Perhaps you are wondering how you can invest your money to effectively counteract this devaluation? Let’s take a look at the 10 best […]

You are an engineer and have a secure job, but still wonder whether that will be enough in the long term? Investing money has become a crucial topic among engineers. Whether it’s for a comfortable retirement, the best education for your children or the dream of owning your own home in an attractive location. Despite […]

You are a civil servant and have a secure job, but still wonder whether that will be enough in the long term? A relaxed life in old age, educating your children or owning a home in a good location are now much more expensive than they were a few years ago. Despite the security they […]

As a doctor, you bear responsibility for others on a daily basis, but your own financial future falls by the wayside. While you invest years in studying, further training and setting up your practice, there is often little time left for actually building up your assets. Yet this is precisely the key to generating additional […]

Achieving reliable returns of between 14 and 17 per cent? Sounds like an unrealistic dream for investors? Today I’m going to introduce you to my Swaper review in more detail, some important data, more about risk and potential returns and my Swaper experience with my own portfolio! In brief: With P2P loans, you can earn […]

With Devon, you can invest in real estate projects from the highly successful MJL Group. In return, you receive 16% interest. The young platform wants to grow quickly and therefore offers attractive bonuses that provide an additional 5% interest. Attractive returns or a warning sign? Find out in my Devon review! In brief: Devon is […]

Mintos is currently the largest and best-known P2P platform, but not necessarily the best! Investors looking for high interest rates, good security or a flexible investment can achieve better results with some competitors. Below, I present the best Mintos alternatives! In brief: Mintos is a peer-to-peer lending platform with hundreds of thousands of users, a […]

ETFs are the perfect investment for most investors, but which fund is the right one? Looking at past performance alone is not enough, because future success is by no means guaranteed! I have compiled my personal selection of the best ETFs with the highest returns – for both short-term strategies and long-term investments. In brief: […]

Lendermarket is a well-known platform that has had a bad reputation among investors for a long time. But now, with new management, improved transparency and interest rates of up to 18%, the P2P provider wants to win back investors. Will that be enough? I’ll show you what you can expect from Lendermarket based on my […]

If you are considering becoming an investor with Monefit, there is a nice advantage right from the start: an attractive Monefit bonus of €5 plus 0.5% cashback. This makes investing even more fun and gives you a little interest head start right away. The most important facts at a glance: Foundation 2006 Company headquarters: Riga, […]

Go & Grow (formerly Bondora Go & Grow) was a simple and flexible way to generate solid profits. However, following an interest rate cut, the platform is now less attractive – it’s time to find a Bondora alternative! I’ll show you how you can replace the popular P2P provider and get a higher return with […]

Would you like to get started as an investor with Debitum and are looking for possible bonuses? Then you’ve come to the right place, because you can get 1% cashback via my link. Not only will you benefit from an attractive introduction to P2P lending, but you’ll also receive a small Debitum bonus for your […]

If you invest in US stocks or ETFs with US holdings, you have to deal with a bitter reality: US withholding tax. It is deducted directly from your dividends, and some private investors know very little about it. In this article, you will learn everything you need to know: what Trump has planned, how the […]

With over 25% interest per year, Indemo surpasses everything that has been available on the P2P lending market to date! But how are such incredible returns possible, who is behind the platform and how secure is your money? I have been working at Indemo for over a year now and can provide you with answers […]

Trade Republic offers more than 300 ETFs free of charge in its savings plan, but these top 10% are simply better for long-term investment.

As investors, we are constantly faced with the question: should I set up an ETF savings plan with Trade Republic, or is it better to buy shares directly? In this article, we’ll take a look at the differences together. We’ll also explain in detail when each strategy makes the most sense. In brief: Trade Republic […]

The same applies to P2P lending: broad diversification reduces your risk. So why not invest in lucrative real estate lending? Fintown makes it possible and currently offers you returns of up to 15%! I have been investing a larger amount on the Czech platform for some time now. Here, I will share my personal experiences […]

Due to the current situation in Ukraine and Russia, I am withdrawing my investments here and therefore also from Robocash. Instead, I am now investing more in Go & Grow (formerly Bondora Go & Grow)(click this link to open*) with 6.75% interest with daily liquidity and EstateGuru(click this link to open*) with 10% interest and […]

Income Marketplace is a relatively new P2P provider with which I have already had my first experience. For this article, I analysed the platform in detail and answered the most important questions in an interview with CEO Kimmo Rytkönen. High yields, consumer lending with short terms, location Estonia. Income P2P Marketplace appears at first glance […]

The P2P platform Mintos has had a turbulent history. Has Europe’s largest private loan provider now overcome its rough patch? Is it worth investing again, or are these just empty marketing promises? I have been reviewing Mintos since 2016 and know the platform inside out. Here, I will show you what the P2P market leader […]

Dividends are one of the most important sources of income for many long-term investors. Those who invest in shares or ETFs benefit not only from price increases, but also from regular distributions. The topic of dividends is particularly exciting, especially for brokers such as Trade Republic. The platform makes it possible to invest inexpensively and […]

Since its inception, Trade Republic has quickly become a popular online broker, attracting mainly young and price-conscious investors. With its user-friendly app and innovative technology, the broker offers low fees and access to popular financial products, from stocks and ETFs to derivatives and cryptocurrencies. However, there are some Trade Republic disadvantages. Although the broker is […]

The time at which you buy or sell a stock can have a big impact on the price you actually pay. Imagine you want to buy a stock, but when you make your move, you suddenly pay more than you expected. Or you sell and get less than you planned. Why does this happen? It’s […]

The security of your money is our top priority. Without a stable protection system, you risk losing your capital in the event of a crisis. That’s why it’s important to understand how Trade Republic’s deposit protection works and how your capital is optimally protected. This article provides you with comprehensive insight into all security mechanisms. […]

Imagine you have a carefully constructed portfolio that is precisely tailored to your financial goals and your individual risk tolerance. However, in a world where financial markets are constantly in flux, your originally balanced portfolio can become unbalanced over time. Rebalancing allows you to counteract this imbalance. In this article, you’ll find out in detail […]

Saving and, above all, investing are essential building blocks for your financial future. ETFs in particular offer you a simple and cost-effective way to build long-term wealth. But which strategy is better? Buying ETFs once or using a savings plan? This article gives you clear answers and helps you make the best decision for your […]

When it comes to building wealth, sooner or later you’ll be faced with a crucial question: ETFs or individual shares? This choice is not just a question of returns; it also affects how much time, effort and risk you put into your investment. In this article, you’ll learn about all the key differences between ETFs […]

ETFs (exchange-traded funds) are considered one of the most popular forms of investment. They are flexible, transparent and offer you the opportunity to invest in a broadly diversified manner. But how safe are ETFs really? And what risks do you need to be aware of in order to avoid losses? In this article, you will […]

The popular broker Trade Republic offers over 2,000 ETFs – so choosing the right one can be difficult! The right product can offer attractive interest rates and good protection through diversification, while other investments may disappoint or even result in a loss. Reason enough to take a closer look at the best ETFs on Trade […]

Exchange-traded funds have taken the financial world by storm. No wonder: these share packages offer many advantages that make them ideal for private investors and hobby investors! We have compiled all the important information about ETFs – from selection and low-cost purchasing to risks, special features and tax issues – and put it together in […]

Are you looking for a way to invest your money profitably? ETFs (Exchange Traded Funds) can help you achieve your goal! Simple, inexpensive and effective. They offer you access to the world’s largest markets and reduce risk through diversification. But how much return can you realistically expect? What factors influence your success? And how can […]

If you invest in funds or ETFs, you will often come across the term Total Expense Ratio (TER). In this comprehensive guide, we will explain exactly what the TER is, how it is calculated and what costs it includes. You will also receive valuable tips on how to integrate the TER into your investment strategy […]

Have you heard of ETFs and are wondering how you can use them to invest your money wisely? Then you’ve come to the right place! ETFs, or exchange-traded funds, offer you a cost-effective way to diversify your portfolio. Imagine ETFs as a packaged bundle of stocks on the financial market. With a single product, you […]

