Aleks Bleck

Debitum Investments attracts investors with returns of up to 15% and an almost perfect repayment record. Sounds too good to be true? I have been investing through the platform for some time now and have invested over €14,000. In this review, I will share my personal experiences with Debitum Investments, potential risks and disadvantages, and […]

In this article, you’ll learn how to use the free, open-source software ‘Portfolio Performance’ to get the best possible overview of your portfolio. As well as some basic information, you’ll find, above all, tips and tricks for setting up your dashboard – information that’s otherwise hard to find online. Among other things, we’ll show you […]

Is Bondora Go & Grow worthwhile for you even in times of crisis? Find out how Bondora performed during the crisis and what the returns look like!

P2P lending offers investors comparatively high returns with minimal effort. At the same time, there are differences in interest rates, the liquidity of individual platforms, and in terms of flexibility and experience. For this reason, today we’re taking a look at Bondora Go & Grow, one of the most experiencedP2P lending providers on the market, […]

The P2P sector has developed very positively in recent years and is becoming increasingly professional. Nevertheless, failures such as that of Ventus Energy are causing uncertainty amongst investors. So which P2P platform is the safest? In today’s 2026 P2P lending comparison, alongside tried-and-tested criteria such as age, number of investors and profitability, we place a […]

An increasing number of alternative investment options are offering investors the chance to earn interest returns ranging from 2.0 per cent to 10.52 per cent. Many of these options are characterised by a high degree of flexibility and are therefore often referred to as alternatives to instant-access savings accounts. It is often possible to start […]

Both Monefit, from the Creditstar Group, and Go & Grow, from Bondora, are among the most popular investment products in Europe. Both platforms offer high liquidity and provide investors with returns of between 6 per cent and 7.5 per cent per annum. But how sound are the parent companies behind these platforms really, and is […]

TWINO FLEXI and Go & Grow from Bondora are popular products amongst investors, offered by platforms with many years’ experience. Whilst Go & Grow has been available since 2018, TWINO FLEXI was only launched in May 2026. With both products, investors invest either directly or indirectly in consumer loans bearing 6 per cent interest per […]

With its performance in 2025, the Bondora Group can look back on its strongest year in the company’s history to date. The Group has recorded a sharp rise in profits, is taking important steps towards securing its target banking licence, and is strengthening its overall position in the highly competitive European lending market. At the […]

With Monefit’s SmartSaver, investors currently have the opportunity to earn up to 10.5 per cent interest per year, with daily payouts. I’ve been using the platform since the very beginning and have had a positive experience with Monefit so far. But how secure is Monefit really? Its parent company, Creditstar, reports record profits in its […]

The dream of letting one’s shares work for oneself and thereby being able to finance one’s livelihood is becoming increasingly important amongst the general public. Some investors even manage to live off dividends, whilst others lack a clear strategy for achieving this goal. The good news is: you don’t need an inheritance or a lottery […]

Like many other investors, you probably also want to become financially independent and no longer have to trade your precious time for money. A popular way of achieving this is to be able to live off interest one day. But which investment strategies are best for generating passive income, and how much money do you […]

Bondora offers its investors returns of up to 6% per year on its consumer loans from Estonia, Finland, the Netherlands, Spain and Latvia through Go & Grow. If you haven’t signed up with Bondora yet, you can now claim a Bondora bonus of €5. To do so, use my exclusive Northern Finance link and claim […]

If you haven’t yet registered with Mintos, you can, amongst other things, claim an attractive sign-up bonus of €25. To do so, use my exclusive Northern Finance link and secure your sign-up bonus by making a minimum investment of €1,500 within the first 30 days of registration. As well as traditional referral programmes, Mintos also […]

Investors on LANDE invest in agricultural loans and receive an annual return of 9 to 13% in return. These loans are backed by tangible collateral, which is intended to offer investors additional protection. I have been investing on the platform for over three years, but I have since paused my investments. In this review, you’ll […]

Every year, new P2P platforms are launched that enable investments in the Baltic states or Eastern Europe. Loanch offers a lucrative alternative: personal loans from Asia that yield up to 16% interest! I’ve had the chance to experience this new player in the P2P market first-hand and have already invested €2,500. In this review, I’ll […]

The stock markets are characterised by constant ups and downs, and overnight money often yields barely any real returns after inflation. For this reason, many investors are looking for ways to avoid stock market volatility whilst still achieving an attractive return. And this is exactly where P2P lending comes in. This asset class has become […]

Investors on Go & Grow receive 6% interest, whilst Mintos currently offers its investors 10.84% per annum. On both platforms, investors put their money into loans from Europe. However, there are some key differences between Go & Grow and Mintos that investors should consider before choosing the right platform. In today’s post, we’ll take a […]

Among the many crypto exchanges, SwissBorg really stands out: with full EU regulation, extremely favourable terms and more than nine years’ experience in crypto trading, it leaves many of its competitors in the dust. The successful crypto app is now becoming increasingly popular in Germany too. For this Northern Finance review, I put the service […]

From nutrition to education and upbringing: as a parent, you naturally want only the best for your child or children, so that they can get off to a successful start in life. However, a successful future also involves choosing the right investment for your child. In Germany in particular, this important aspect is often overlooked. […]

I’ve been living very frugally since I was 18, and some people call me a frugalist. Others, on the other hand, think I’ve joined the FIRE movement. After 10 years of living frugally, I’m now taking stock and explaining why I stopped doing so last year. In this post, you’ll learn all about frugal living […]

Are you planning to move abroad and want to build a secure financial foundation there? Even though many expats often earn a good income, rising living costs and expenses in popular destinations mean that your financial breathing space can quickly shrink. Below, you’ll find out how you can build wealth step by step with a […]

The Norwegian sovereign wealth fund, officially known as the Government Pension Fund Global (GPFG), is one of the world’s most successful funds and now manages over US$2 trillion (as at 31 December 2025). With its broad range of asset classes, spanning global equity markets, bonds and property investments, the fund consistently delivers impressive returns, thereby […]

For many years, gold has enjoyed a reputation as the ultimate store of value and safe haven, offering investors stability in times of economic uncertainty and geopolitical tension. Due to the turbulent developments of recent years, the price of gold is once again a major focus for investors. In this article, we take a look […]

You work as a pilot and bear a great deal of responsibility for passengers, crew and safety on a daily basis. Even if your income is generally above average, you will probably find that rising living costs, high housing prices and tax burdens – particularly around major transport hubs and metropolitan areas – are increasingly […]

You work as an air traffic controller and bear a great deal of responsibility for air traffic safety every day. The job requires constant, intense concentration, flexibility due to shift work, and consistently high performance. At the same time, above-average earnings are heavily dependent on precisely these factors – with the result that they are […]

The FIRE movement, with its dream of a self-determined life, has been on everyone’s lips for some time now. But how much wealth do you need to be able to retire early? And what will your total pension look like if you paid little, an average amount or a lot into the pension system during […]

As one of the first neobrokers on the German market, Trade Republic has quickly become one of the most popular providers. However, Trade Republic is no longer the only choice when it comes to selecting the right neobroker. In recent years, exciting Trade Republic alternatives have established themselves. In brief: For share and ETF trading, […]

Do you work as a programmer and put a lot of energy into complex projects and innovative software solutions every day? Even if your income is often above average, you probably feel that rising living costs and growing expenses are increasingly limiting your financial freedom. As a programmer, you have excellent opportunities to build up […]

Imagine receiving €1,000 or more in your account every month without having to actively work for it. This would make you much less dependent on your job or future pension. A high passive income means pure financial freedom, allowing you to live, travel and enjoy life on your own terms while smart systems work for […]

Do you work as a dentist and are fully committed to your patients? Even though your earnings are usually above average, you have probably noticed that rising living expenses and high housing costs, especially in urban areas, are increasingly limiting your financial freedom. As a dentist, you have excellent opportunities to make smart decisions early […]

When people talk about neobrokers, these two names are always mentioned first: Scalable Capital and Trade Republic are the best-known examples of affordable, simple brokers for everyone. This naturally raises the question: ‘Which is better, Scalable Capital or Trade Republic?’ We have the answers! In brief: A comparison of Scalable Capital and Trade Republic reveals […]

Imagine you are standing in a pharmacy and urgently need to buy some medicine. But only digital payments are accepted. Even though you have cash, you can no longer buy it. What sounded like a theoretical discussion a few years ago may soon become reality in many countries. Cash is gradually being phased out, while […]

Afranga is a relatively unknown P2P platform from Bulgaria that has also been overlooked by Northern Finance so far. A mistake, as my personal experience shows! I have invested €3,000 so far and taken a close look at the provider for you. In brief: Afranga is a peer-to-peer marketplace from Bulgaria that allows you to […]

You work as a craftsman (electrician, plumber, carpenter, tailor…) and put in a solid effort every day. Perhaps you are wondering whether your current financial situation will really suffice for the future. Even though your income is generally stable, you probably feel that rising living costs and high rents, especially in many cities, are increasingly […]

Investment strategies involving covered call ETFs have been the talk of the town lately. These index funds promise high distributions generated by forward transactions. We have taken a closer look at this topic and are sharing our findings with you. You will learn how they work, what you need to look out for, and whether […]