Our latest blog articles

70 30 Portfolio: Will the ETF strategy pay off in 2026?

A global portfolio of ETFs with a 70-30 ratio is regarded as the absolute classic among investment strategies. But a lot has changed on the financial markets since then: Is the 70 30 portfolio still up to date, what are the opportunities and risks, and are there better alternatives? You’ll find the answers in this […]

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Physical or synthetic ETFs: the ultimate guide to help you decide

Are you ready to invest in ETFs but unsure whether to choose a physical or synthetic ETF? This is a valid question, as both types offer advantages and disadvantages. In this comprehensive guide, I will show you all the details you need to make an informed decision. You will learn how both types of ETFs […]

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ETFs vs funds: difference and correct use explained

ETFs, funds and index funds, which are rarely used by private investors, are often lumped together. However, there are actually significant differences that can dramatically affect your overall return! The following guide explains the differences between ETFs and funds and when which product is more suitable. In brief: Investment funds are actively managed combinations of […]

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Accumulating or distributing ETFs? Differences + advantages

If you want to invest in an exchange-traded fund, you have a choice: ETFs can be accumulating or distributing. Is automatic reinvestment or regular payouts better? We have the answers! In brief: If an ETF is accumulating, profit distributions are automatically reinvested in the fund. On paper, this ensures a better return. If an ETF […]

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Creating an ETF portfolio: recommendations and sample portfolio

The selection of exchange-traded funds is huge and continues to grow. This naturally raises the question of what a successful ETF portfolio might look like. We therefore take a look at the most important rules for putting one together and present some sample ETF portfolios. In brief: An ETF portfolio is a mix of exchange-traded […]

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Best MSCI World ETF: The ultimate comparison for 2026

Would you like to invest in global markets and spread your risk widely? The MSCI World ETF is one of the most popular options for investors looking for a solid investment without having to worry about managing a broad equity portfolio. In this detailed article, you will learn why the international equity fund is such […]

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CrowdedHero review: earn 19% interest with P2P lending

19 per cent interest per year with the help of P2P lending, is that possible? It is! The provider CrowdedHero grants lending for young companies, which you can also benefit from as an investor. In this review, I will show you my personal CrowdedHero experience, the most important information about the provider, possible risks and […]

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Viainvest review 2026: My opinion on the P2P provider

Viainvest stands out among P2P providers: you won’t find 13% interest, asset-backed investments and an investment brokerage licence anywhere else! I’d like to explain whether it’s really worth it and what you should bear in mind based on my own experience. In brief: Viainvest is a P2P provider with only one lender that has been […]

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Real estate ETFs: The 4 best real estate REITs for higher returns

Hardly any other investment opportunity is as popular, well-known and reputable as real estate. But owning your own home used to be the norm; today, we’re going to take a look at a relatively new form of investment: real estate ETFs.

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Spread and fees: Trade Republic’s hidden costs

When it comes to fees for our own portfolios, we all try to pay as little as possible. However, there quickly comes a point where low costs make us suspicious: How is this even possible? How can the provider generate income?

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The 10 best dividend ETFs for high distributions!

Investing in dividends is the oldest investment strategy in the world – and ETFs are an ideal way to put it into practice! But which dividend ETFs make sense, which products offer high long-term distributions, and what should you look out for when choosing one? Take a look at my ten favourite dividend ETFs to […]

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My Maclear review: 14% for Swiss P2P lending

Switzerland’s P2P platform Maclear is attracting new customers with interest rates above 14%. A new player in the highly competitive market for personal loans must, of course, be scrutinised closely: How reputable is the company, what is its regulatory status, how secure is it, and much m I put the provider through its paces, invested […]

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My Freedom24 review in 2026: Is the broker reputable?

Can this dynamic broker really compete with Germany’s low-cost giants? If you’re searching for a platform that offers a wide range of investment options, competitive fees, and a surprisingly user-friendly experience, Freedom24 might just catch your attention. In this Freedom24 review, we take a closer look at what sets this broker apart – and whether […]

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Scalable Capital interest rates: 2% savings account compared to competitors

Scalable Capital’s current interest rate of 2% is an attractive option for anyone looking for a good return on their instant access savings account. However, customers must sign up for the fee-based flat-rate trading plan in order to benefit from this. When and for whom is this investment worthwhile? We have the answers! In brief: […]

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Trade Republic interest rates: 2% on instant access savings

Like most online brokers, Trade Republic also offers interest on your uninvested capital. Currently, you receive 2%, which corresponds to the base rate in Europe. But is it really worth it? How does it compare to other instant access savings accounts, and what should you bear in mind when using it? We have compiled the […]

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Scalable Capital bonus: Is the €50 bonus still valid?

Even though other websites talk about a new customer bonus, there is currently no Scalable Capital bonus. The online broker is currently offering 2 % interest on your uninvested capital. Click here to join directly and secure your monthly interest! If you still want to secure an attractive bonus, you should take a look at […]

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ETF total loss – Lose all your assets through ETFs?

ETFs (Exchange Traded Funds) are one of the most popular forms of investment for private investors. They offer broad diversification and are cost-efficient, making them an ideal instrument for long-term wealth accumulation. The risk is reduced by spreading the investment across different companies, sectors and regions. However, ETFs are not completely free of risks. Various […]

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Emerging market ETFs: My top 5 emerging market ETFs

Emerging market ETFs are a fascinating but challenging investment option for many investors. These markets offer the potential for high returns, but they also come with increased risks. In this article, I present my top ETFs for emerging markets, which you can easily invest in via a savings plan or a one-off investment. In brief: […]

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Trade Republic bonus: Is the €15 bonus still valid?

Even though other websites talk about a new customer bonus, there is currently no Trade Republic bonus. The online broker is currently offering 2 % interest on your uninvested capital. Click here to join directly and secure your monthly interest! If you still want to secure an attractive bonus, you should take a look at […]

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Swaper Bonus 2026: Secure 2% bonus interest

I have been investing in Swaper since 2018. On this platform, I achieve an average return of 14%. If you would also like to invest in Swaper, secure an additional 2% bonus interest when you register via my link. The most important facts at a glance: Founded in: 2016 Company headquarters: Tallinn, Estonia Offer: consumer […]

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Bondora Bonus 2026: Secure €20 credit now!

I have been investing in Bondora since 2016. On this platform, I achieve an average return of 6.75-11%. If you would also like to invest in Bondora, secure a €20 bonus when you sign up (and an investment of at least €1,000) via my link. The most important facts at a glance: Foundation: 2009 Headquarters: […]

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